Lowest closing cost mortgage lenders in Muscogee County County, Georgia
In Muscogee County, Georgia, homebuyers paid a median of $7,185 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 1,439 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $4,363, which is $2,913 less than the county median.
Homebuyers in Muscogee County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $2,822 less in closing costs than the county median.
County Median Costs
$7,185
−9.5% vs Georgia ($7,943)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,323
Purchase Originations
1,439
vs Georgia Median
9.5% below
$-758
vs National Median
6.6% above
$444
Lender rankings in Muscogee County County
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,639 | 6.875% | $1,739 | 17 | −$732 | |
| 2 | $4,860 | 6.624% | $2,829 | 23 | −$511 | |
| 3 | $4,929 | 6.625% | $2,302 | 15 | −$442 | |
| 4 | $4,933 | 6.999% | $2,269 | 20 | −$438 | |
| 5 | $5,113 | 6.625% | $2,686 | 16 | −$258 | |
| 6 | $5,337 | 6.625% | $2,575 | 77 | −$34 | |
| 7 | $5,467 | 7.000% | $2,741 | 12 | +$96 | |
| 8 | $5,579 | 6.625% | $3,082 | 11 | +$208 | |
| 9 | $5,818 | 6.875% | $3,369 | 39 | +$447 | |
| 10 | $6,554 | 6.562% | $3,400 | 18 | +$1,183 | |
| 11 | $6,743 | 6.500% | $4,219 | 45 | +$1,372 | |
| 12 | $7,058 | 6.812% | $3,894 | 24 | +$1,687 | |
| 13 | $7,620 | 6.750% | $4,485 | 21 | +$2,249 |
Includes lenders with 10+ purchase originations in Muscogee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.