Purchase Originations
2,105
Ranked #213 nationally
Median Total Costs
$5,710
−14.5% vs national ($6,680)
↓ $344 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$50
Median Lender Credits
$49
Cost Rank (500+ vol.)
#256
among lenders with 500+ originations
Denial Rate
3.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 953 | 6.500% | $7,324 | $0 |
| conventional | 850 | 6.750% | $4,102 | $1,562 |
| va | 236 | 6.125% | $4,351 | $0 |
| usda | 66 | 6.750% | $3,217 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,037 | 6.125% | $7,185 | #59 |
| Kentucky | 336 | 6.750% | $4,746 | #27 |
| Tennessee | 193 | 6.624% | $5,256 | #82 |
| Indiana | 152 | 6.750% | $3,619 | #102 |
| Alabama | 138 | 6.750% | $3,836 | #72 |
| Oklahoma | 130 | 6.990% | $4,344 | #62 |
| Georgia | 43 | 6.500% | $4,904 | — |
| Louisiana | 35 | 6.750% | $5,178 | — |
| Arkansas | 26 | 6.625% | $3,682 | — |
| Florida | 7 | 6.750% | $4,385 | — |
| Mississippi | 5 | 6.875% | $1,530 | — |
| North Carolina | 1 | 6.990% | $4,900 | — |
| South Carolina | 1 | 6.500% | $7,742 | — |
| Virginia | 1 | 7.625% | $8,724 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,055 | 6.750% | — | 39 | −$2,655 | |
| 2 | $3,582 | 6.750% | — | 45 | −$2,128 | |
| 3 | $3,653 | 6.750% | — | 65 | −$2,057 | |
| 4 | $4,012 | 6.625% | — | 57 | −$1,698 | |
| 5 | $4,199 | 6.875% | — | 28 | −$1,511 | |
| 6 | $4,620 | 6.750% | — | 38 | −$1,090 | |
| 7 | $4,734 | 6.750% | — | 202 | −$976 | |
| 8 | $5,701 | 6.625% | — | 28 | −$9 | |
| 9 | $6,256 | 5.612% | — | 120 | +$546 | |
| 10 | $6,775 | 5.375% | — | 35 | +$1,065 | |
| 11 | $6,818 | 5.120% | — | 30 | +$1,108 | |
| 12 | $6,879 | 5.600% | — | 30 | +$1,169 | |
| 13 | $7,076 | 5.875% | — | 274 | +$1,366 | |
| 14 | $7,102 | 5.625% | — | 61 | +$1,392 | |
| 15 | $7,240 | 5.625% | — | 39 | +$1,530 | |
| 16 | $7,608 | 6.250% | — | 35 | +$1,898 | |
| 17 | $8,576 | 5.250% | — | 25 | +$2,866 | |
| 18 | $9,032 | 6.750% | — | 81 | +$3,322 | |
| 19 | $9,204 | 6.624% | — | 30 | +$3,494 | |
| 20 | $10,512 | 5.250% | — | 59 | +$4,802 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Interlinc Mortgage Services, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $5,710 | $7,127 | −$1,417 (−19.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.