CANOPY MORTGAGE, LLC closing costs and rates (2024)
In 2024, CANOPY MORTGAGE, LLC originated 5,313 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $11,614. That ranks #92 nationally by origination volume. For total closing costs among lenders with 500+ originations, CANOPY MORTGAGE, LLC ranks #590. That is $4,873 above the national median of $6,741. CANOPY MORTGAGE, LLC is most active in Georgia with 1,230 originations there.
Purchase Originations
5,313
Ranked #92 nationally
Median Total Costs
$11,614
+72.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$5,584
Median Lender Credits
$1,193
Cost Rank (500+ vol.)
#590
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,512 | 6.625% | $8,510 | $5,011 |
| fha | 1,849 | 6.250% | $14,993 | $5,955 |
| va | 850 | 6.250% | $14,259 | $6,719 |
| usda | 102 | 6.375% | $8,944 | $3,843 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 1,230 | 6.250% | $13,148 | #18 |
| Alabama | 850 | 6.375% | $11,042 | #13 |
| Washington | 603 | 6.625% | $14,279 | #28 |
| Texas | 449 | 6.500% | $11,225 | #132 |
| Utah | 321 | 6.500% | $10,384 | #22 |
| Florida | 313 | 6.625% | $11,057 | #128 |
| Idaho | 239 | 6.375% | $11,237 | #21 |
| Nevada | 200 | 6.625% | $12,299 | #34 |
| Oregon | 166 | 6.625% | $12,279 | #51 |
| Tennessee | 150 | 6.500% | $11,552 | #94 |
| North Carolina | 105 | 6.500% | $8,134 | #148 |
| California | 92 | 6.990% | $8,392 | #205 |
| Alaska | 78 | 6.250% | $9,807 | #16 |
| Arizona | 72 | 6.625% | $8,720 | #121 |
| South Carolina | 59 | 6.250% | $11,877 | #151 |
| Louisiana | 49 | 6.625% | $9,090 | — |
| Colorado | 48 | 6.500% | $11,710 | — |
| Hawaii | 42 | 6.625% | $15,343 | — |
| Michigan | 39 | 6.990% | $5,845 | — |
| Ohio | 31 | 6.625% | $10,974 | — |
| Indiana | 29 | 6.875% | $8,377 | — |
| Minnesota | 24 | 6.933% | $8,226 | — |
| Virginia | 17 | 6.625% | $9,118 | — |
| Missouri | 16 | 6.312% | $8,626 | — |
| Kentucky | 15 | 6.000% | $8,477 | — |
| Illinois | 10 | 6.562% | $10,716 | — |
| Oklahoma | 9 | 6.375% | $8,561 | — |
| Mississippi | 8 | 6.562% | $10,861 | — |
| North Dakota | 6 | 6.990% | $9,451 | — |
| New Mexico | 5 | 7.125% | $5,679 | — |
| Kansas | 4 | 6.438% | $10,057 | — |
| Maryland | 4 | 6.562% | $8,775 | — |
| New Hampshire | 4 | 7.188% | $4,777 | — |
| Pennsylvania | 4 | 6.558% | $5,398 | — |
| West Virginia | 4 | 6.500% | $7,401 | — |
| Arkansas | 3 | 6.875% | $13,934 | — |
| Iowa | 3 | 6.990% | $3,244 | — |
| Connecticut | 2 | 6.625% | $22,835 | — |
| Massachusetts | 2 | 6.000% | $8,084 | — |
| New Jersey | 2 | 6.812% | $14,042 | — |
| South Dakota | 2 | 5.812% | $10,268 | — |
| Delaware | 1 | 6.625% | $9,396 | — |
| Maine | 1 | 5.990% | $3,888 | — |
| Montana | 1 | 5.750% | $10,140 | — |
| Wyoming | 1 | 6.625% | $4,934 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,442 | 6.625% | — | 100 | −$3,172 | |
| 2 | $9,206 | 6.375% | — | 111 | −$2,408 | |
| 3 | $9,807 | 6.250% | — | 60 | −$1,807 | |
| 4 | $10,453 | 6.625% | — | 88 | −$1,161 | |
| 5 | $11,224 | 6.625% | — | 95 | −$390 | |
| 6 | $11,578 | 6.500% | — | 55 | −$36 | |
| 7 | $11,597 | 6.250% | — | 169 | −$17 | |
| 8 | $11,876 | 6.250% | — | 93 | +$262 | |
| 9 | $11,910 | 6.500% | — | 100 | +$296 | |
| 10 | $12,195 | 6.250% | — | 205 | +$581 | |
| 11 | $12,260 | 6.625% | — | 109 | +$646 | |
| 12 | $12,572 | 6.250% | — | 71 | +$958 | |
| 13 | $13,196 | 6.250% | — | 59 | +$1,582 | |
| 14 | $13,313 | 6.625% | — | 184 | +$1,699 | |
| 15 | $13,856 | 6.250% | — | 159 | +$2,242 | |
| 16 | $14,093 | 6.250% | — | 89 | +$2,479 | |
| 17 | $14,768 | 6.250% | — | 85 | +$3,154 | |
| 18 | $14,772 | 6.625% | — | 60 | +$3,158 | |
| 19 | $15,969 | 6.250% | — | 70 | +$4,355 | |
| 20 | $16,378 | 6.625% | — | 117 | +$4,764 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.