Homebuyers in Lumpkin County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $1,240 less in closing costs than the county median.
County Median Costs
$7,572
−5.4% vs Georgia ($8,007)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,985
Purchase Originations
339
Denial Rate
9.5%
vs Georgia avg (9.7%)
vs Georgia Median
5.4% below
$-435
vs National Median
13.3% above
$892
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,332 | 6.625% | $3,317 | 24 | +$6 | |
| 2 | $6,628 | 7.375% | $1,820 | 12 | +$302 | |
| 3 | $6,668 | 6.625% | $4,523 | 14 | +$342 | |
| 4 | $7,436 | 6.625% | $3,922 | 19 | +$1,110 | |
| 5 | $8,126 | 6.750% | $4,175 | 13 | +$1,800 |
Includes lenders with 10+ purchase originations in Lumpkin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.