Lowest closing cost mortgage lenders in Lumpkin County County, Georgia
In Lumpkin County, Georgia, homebuyers paid a median of $7,320 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 311 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FAIRWAY INDEPENDENT MORTGAGE CORPORATION offered the lowest median costs at $6,053, which is $350 less than the county median.
Homebuyers in Lumpkin County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $1,267 less in closing costs than the county median.
County Median Costs
$7,320
−7.8% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,137
Purchase Originations
311
vs Georgia Median
7.8% below
$-623
vs National Median
8.6% above
$579
Lender rankings in Lumpkin County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,053 | 6.933% | $3,196 | 16 | −$350 | |
| 2 | $6,294 | 6.937% | $3,506 | 20 | −$109 | |
| 3 | $6,639 | 7.500% | $1,999 | 17 | +$236 | |
| 4 | $7,528 | 7.438% | $3,148 | 18 | +$1,125 |
Includes lenders with 10+ purchase originations in Lumpkin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.