Purchase Originations
644
Ranked #536 nationally
Median Total Costs
$3,070
−54.0% vs national ($6,680)
↑ $545 vs prior year
Median Rate
8.140%
+25.4% vs national (6.490%)
↓ 0.850% vs prior year
Median Origination
$2,518
Median Lender Credits
—
Cost Rank (500+ vol.)
#46
among lenders with 500+ originations
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 644 | 8.140% | $3,070 | $2,518 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 133 | 8.090% | $3,109 | #77 |
| Texas | 104 | 8.265% | $3,147 | #273 |
| Mississippi | 79 | 8.140% | $3,073 | #52 |
| Florida | 70 | 8.040% | $3,636 | #274 |
| Georgia | 53 | 7.940% | $3,534 | #198 |
| Louisiana | 49 | 7.940% | $2,396 | — |
| Oklahoma | 36 | 8.115% | $3,048 | — |
| Tennessee | 27 | 8.240% | $3,240 | — |
| Kentucky | 26 | 8.840% | $2,676 | — |
| South Carolina | 26 | 8.640% | $2,689 | — |
| Arkansas | 25 | 8.340% | $2,081 | — |
| North Carolina | 16 | 8.290% | $2,711 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,872 | 8.215% | — | 12 | −$1,198 | |
| 2 | $2,149 | 8.065% | — | 8 | −$921 | |
| 3 | $2,254 | 8.640% | — | 7 | −$816 | |
| 4 | $2,288 | 8.390% | — | 9 | −$782 | |
| 5 | $2,626 | 8.490% | — | 11 | −$444 | |
| 6 | $3,041 | 8.115% | — | 6 | −$29 | |
| 7 | $3,057 | 8.090% | — | 5 | −$13 | |
| 8 | $3,294 | 9.090% | — | 6 | +$224 | |
| 9 | $3,302 | 7.665% | — | 6 | +$232 | |
| 10 | $3,354 | 7.940% | — | 10 | +$284 | |
| 11 | $3,393 | 9.890% | — | 7 | +$323 | |
| 12 | $3,401 | 8.190% | — | 9 | +$331 | |
| 13 | $3,434 | 8.240% | — | 7 | +$364 | |
| 14 | $3,487 | 7.890% | — | 10 | +$417 | |
| 15 | $3,756 | 7.840% | — | 6 | +$686 | |
| 16 | $3,943 | 8.115% | — | 10 | +$873 | |
| 17 | $4,033 | 8.165% | — | 6 | +$963 | |
| 18 | $4,521 | 8.740% | — | 6 | +$1,451 | |
| 19 | $4,925 | 6.990% | — | 5 | +$1,855 | |
| 20 | $6,973 | 8.040% | — | 7 | +$3,903 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | CSL Financial, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $105,000 | $335,000 | −$230,000 (−68.7%) |
| Median total closing costs | $3,070 | $7,127 | −$4,057 (−56.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.