Lowest closing cost mortgage lenders in Clayton County County, Georgia
In Clayton County, Georgia, homebuyers paid a median of $8,883 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 2,037 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, MORTGAGE SOLUTIONS OF COLORADO, LLC offered the lowest median costs at $50, which is $4,686 less than the county median.
Homebuyers in Clayton County County who chose MORTGAGE SOLUTIONS OF COLORADO, LLC paid $8,833 less in closing costs than the county median.
County Median Costs
$8,883
+11.8% vs Georgia ($7,943)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,777
Purchase Originations
2,037
vs Georgia Median
11.8% above
$940
vs National Median
31.8% above
$2,142
Lender rankings in Clayton County County
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,590 | 6.312% | $1,517 | 22 | −$4,611 | |
| 2 | $2,184 | 5.750% | $1,478 | 48 | −$4,017 | |
| 3 | $3,739 | 6.625% | $1,400 | 15 | −$2,462 | |
| 4 | $4,486 | 6.433% | $1,492 | 50 | −$1,715 | |
| 5 | $4,741 | 6.625% | $3,052 | 13 | −$1,460 | |
| 6 | $4,830 | 5.812% | $2,468 | 14 | −$1,371 | |
| 7 | $5,116 | 7.250% | $1,714 | 16 | −$1,085 | |
| 8 | $5,160 | 6.125% | $2,304 | 10 | −$1,041 | |
| 9 | $5,329 | 6.625% | $2,581 | 15 | −$872 | |
| 10 | $5,360 | 6.375% | $3,256 | 11 | −$841 | |
| 11 | $6,175 | 6.625% | $3,210 | 50 | −$26 | |
| 12 | $6,270 | 6.490% | $3,699 | 21 | +$69 | |
| 13 | $6,615 | 7.125% | $3,779 | 19 | +$414 | |
| 14 | $6,655 | 6.500% | $4,517 | 66 | +$454 | |
| 15 | $6,770 | 6.688% | $4,026 | 12 | +$569 | |
| 16 | $6,900 | 6.625% | $3,828 | 10 | +$699 | |
| 17 | $6,907 | 6.490% | $3,884 | 26 | +$706 | |
| 18 | $6,927 | 6.625% | $3,958 | 14 | +$726 | |
| 19 | $7,109 | 6.375% | $4,312 | 15 | +$908 | |
| 20 | $7,300 | 6.438% | $4,586 | 10 | +$1,099 | |
| 21 | $7,377 | 6.995% | $4,745 | 18 | +$1,176 | |
| 22 | $7,586 | 6.875% | $4,750 | 89 | +$1,385 | |
| 23 | $7,803 | 6.500% | $5,177 | 15 | +$1,602 | |
| 24 | $8,786 | 9.875% | $6,335 | 12 | +$2,585 |
Includes lenders with 10+ purchase originations in Clayton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.