DELTA COMMUNITY CREDIT UNION closing costs and rates (2024)
In 2024, DELTA COMMUNITY CREDIT UNION originated 890 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $5,690. That ranks #405 nationally by origination volume. For total closing costs among lenders with 500+ originations, DELTA COMMUNITY CREDIT UNION ranks #259. That is $1,051 below the national median of $6,741. DELTA COMMUNITY CREDIT UNION is most active in Georgia with 749 originations there.
Purchase Originations
890
Ranked #405 nationally
Median Total Costs
$5,690
−15.6% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$3,084
Median Lender Credits
$500
Cost Rank (500+ vol.)
#259
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 890 | 6.000% | $5,690 | $3,084 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 749 | 6.000% | $5,598 | #37 |
| Florida | 34 | 5.875% | $7,023 | — |
| Texas | 17 | 5.875% | $7,358 | — |
| Kentucky | 13 | 5.875% | $5,948 | — |
| North Carolina | 11 | 6.000% | $6,336 | — |
| Alabama | 10 | 5.938% | $4,078 | — |
| Tennessee | 10 | 6.000% | $6,005 | — |
| Utah | 9 | 6.250% | $6,531 | — |
| South Carolina | 7 | 6.000% | $6,733 | — |
| Colorado | 6 | 5.812% | $6,043 | — |
| California | 5 | 6.125% | $6,329 | — |
| Indiana | 4 | 5.750% | $6,506 | — |
| New York | 4 | 5.625% | $10,118 | — |
| Maryland | 3 | 6.000% | $4,047 | — |
| Virginia | 3 | 6.000% | $4,774 | — |
| Ohio | 2 | 6.188% | $6,396 | — |
| Arizona | 1 | 6.125% | $4,043 | — |
| Massachusetts | 1 | 5.875% | $11,281 | — |
| Minnesota | 1 | 5.500% | $5,242 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,615 | 6.250% | — | 16 | −$2,075 | |
| 2 | $4,667 | 5.750% | — | 45 | −$1,023 | |
| 3 | $4,830 | 5.812% | — | 14 | −$860 | |
| 4 | $4,970 | 6.000% | — | 13 | −$720 | |
| 5 | $4,970 | 6.125% | — | 6 | −$720 | |
| 6 | $4,997 | 5.875% | — | 8 | −$693 | |
| 7 | $5,059 | 5.750% | — | 8 | −$631 | |
| 8 | $5,077 | 6.062% | — | 6 | −$613 | |
| 9 | $5,138 | 5.875% | — | 15 | −$552 | |
| 10 | $5,258 | 6.000% | — | 91 | −$432 | |
| 11 | $5,482 | 5.875% | — | 109 | −$208 | |
| 12 | $5,610 | 6.000% | — | 9 | −$80 | |
| 13 | $5,704 | 6.188% | — | 26 | +$14 | |
| 14 | $5,837 | 6.125% | — | 8 | +$147 | |
| 15 | $5,876 | 6.000% | — | 68 | +$186 | |
| 16 | $5,999 | 6.000% | — | 57 | +$309 | |
| 17 | $6,058 | 6.000% | — | 72 | +$368 | |
| 18 | $6,353 | 5.875% | — | 7 | +$663 | |
| 19 | $6,531 | 6.000% | — | 70 | +$841 | |
| 20 | $6,966 | 6.000% | — | 48 | +$1,276 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.