Purchase Originations
1,066
Ranked #358 nationally
Median Total Costs
$9,995
+49.6% vs national ($6,680)
↑ $73 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$4,077
Median Lender Credits
$2,164
Cost Rank (500+ vol.)
#543
among lenders with 500+ originations
Denial Rate
2.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 556 | 6.250% | $12,719 | $4,605 |
| conventional | 400 | 6.875% | $6,607 | $3,814 |
| va | 101 | 6.500% | $5,782 | $70 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 937 | 6.500% | $10,298 | #24 |
| Alabama | 55 | 6.750% | $6,192 | #128 |
| Florida | 53 | 6.500% | $9,553 | #314 |
| North Carolina | 6 | 7.000% | $8,159 | — |
| South Carolina | 5 | 7.000% | $8,524 | — |
| Mississippi | 4 | 6.500% | $6,687 | — |
| Virginia | 3 | 6.625% | $4,989 | — |
| Tennessee | 2 | 6.938% | $8,459 | — |
| Texas | 1 | 6.750% | $12,362 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,540 | 6.750% | — | 19 | −$5,455 | |
| 2 | $7,426 | 6.500% | — | 27 | −$2,569 | |
| 3 | $8,428 | 6.625% | — | 39 | −$1,567 | |
| 4 | $9,228 | 6.625% | — | 64 | −$767 | |
| 5 | $9,496 | 6.750% | — | 15 | −$499 | |
| 6 | $9,586 | 6.250% | — | 17 | −$409 | |
| 7 | $9,764 | 6.625% | — | 30 | −$231 | |
| 8 | $10,374 | 6.312% | — | 16 | +$379 | |
| 9 | $10,478 | 6.250% | — | 45 | +$483 | |
| 10 | $10,641 | 6.000% | — | 22 | +$646 | |
| 11 | $10,700 | 6.437% | — | 32 | +$705 | |
| 12 | $10,701 | 6.562% | — | 18 | +$706 | |
| 13 | $10,849 | 6.125% | — | 77 | +$854 | |
| 14 | $10,870 | 6.375% | — | 74 | +$875 | |
| 15 | $11,192 | 6.500% | — | 65 | +$1,197 | |
| 16 | $11,334 | 6.500% | — | 19 | +$1,339 | |
| 17 | $11,371 | 6.500% | — | 120 | +$1,376 | |
| 18 | $11,711 | 6.312% | — | 12 | +$1,716 | |
| 19 | $12,643 | 6.500% | — | 24 | +$2,648 | |
| 20 | $12,689 | 6.000% | — | 21 | +$2,694 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Southeast Mortgage OF Georgia, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $9,995 | $7,127 | +$2,868 (+40.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.