Lowest closing cost mortgage lenders in Wayne County County, Georgia
In Wayne County, Georgia, homebuyers paid a median of $6,965 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 300 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $3,548, which is $1,995 less than the county median.
Homebuyers in Wayne County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $3,417 less in closing costs than the county median.
County Median Costs
$6,965
−12.3% vs Georgia ($7,943)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,970
Purchase Originations
300
vs Georgia Median
12.3% below
$-978
vs National Median
3.3% above
$224
Lender rankings in Wayne County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,494 | 6.876% | $2,966 | 11 | −$244 | |
| 2 | $6,224 | 10.060% | $4,079 | 10 | +$486 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.