Lowest closing cost mortgage lenders in Cherokee County County, Georgia
In Cherokee County, Georgia, homebuyers paid a median of $7,494 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 3,817 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,449, which is $5,799 less than the county median.
Homebuyers in Cherokee County County who chose LENNAR MORTGAGE, LLC paid $6,045 less in closing costs than the county median.
County Median Costs
$7,494
−5.7% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,436
Purchase Originations
3,817
vs Georgia Median
5.7% below
$-449
vs National Median
11.2% above
$753
Lender rankings in Cherokee County County
66 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,980 | 5.990% | $0 | 19 | −$4,715 | |
| 2 | $3,593 | 6.500% | $0 | 21 | −$3,102 | |
| 3 | $3,679 | 5.490% | $101 | 19 | −$3,016 | |
| 4 | $3,782 | 6.500% | $995 | 16 | −$2,913 | |
| 5 | $3,806 | 6.875% | $1,070 | 12 | −$2,888 | |
| 6 | $3,899 | 6.625% | $776 | 41 | −$2,796 | |
| 7 | $4,458 | 5.125% | $1,340 | 100 | −$2,237 | |
| 8 | $4,600 | 6.875% | $1,858 | 54 | −$2,095 | |
| 9 | $4,718 | 6.375% | $1,545 | 28 | −$1,977 | |
| 10 | $5,016 | 6.688% | $1,435 | 38 | −$1,679 | |
| 11 | $5,334 | 6.438% | $1,818 | 20 | −$1,361 | |
| 12 | $5,437 | 6.750% | $1,478 | 24 | −$1,258 | |
| 13 | $5,455 | 6.500% | $2,534 | 56 | −$1,240 | |
| 14 | $5,468 | 6.558% | $2,253 | 10 | −$1,227 | |
| 15 | $5,503 | 6.875% | $2,528 | 87 | −$1,192 | |
| 16 | $5,729 | 6.938% | $1,797 | 18 | −$966 | |
| 17 | $5,849 | 6.490% | $2,205 | 82 | −$846 | |
| 18 | $5,877 | 6.625% | $1,845 | 11 | −$818 | |
| 19 | $5,963 | 6.875% | $3,026 | 18 | −$732 | |
| 20 | $5,999 | 6.000% | $3,192 | 57 | −$696 | |
| 21 | $6,044 | 6.500% | $3,375 | 124 | −$651 | |
| 22 | $6,054 | 6.562% | $2,652 | 18 | −$641 | |
| 23 | $6,073 | 6.562% | $2,710 | 20 | −$622 | |
| 24 | $6,086 | 6.990% | $2,898 | 33 | −$609 | |
| 25 | $6,178 | 6.625% | $3,345 | 27 | −$517 | |
| 26 | $6,302 | 6.750% | $1,232 | 14 | −$393 | |
| 27 | $6,345 | 6.625% | $3,378 | 12 | −$350 | |
| 28 | $6,579 | 6.875% | $3,137 | 18 | −$116 | |
| 29 | $6,592 | 6.625% | $4,344 | 24 | −$103 | |
| 30 | $6,624 | 6.995% | $2,422 | 10 | −$71 | |
| 31 | $6,714 | 6.878% | $1,910 | 11 | +$19 | |
| 32 | $6,796 | 6.625% | $3,790 | 66 | +$101 | |
| 33 | $6,883 | 6.625% | $3,208 | 90 | +$188 | |
| 34 | $6,911 | 6.875% | $3,960 | 11 | +$216 | |
| 35 | $7,100 | 6.625% | $3,733 | 15 | +$405 | |
| 36 | $7,111 | 6.812% | $3,445 | 16 | +$416 | |
| 37 | $7,133 | 6.594% | $4,334 | 78 | +$438 | |
| 38 | $7,232 | 6.970% | $3,906 | 52 | +$537 | |
| 39 | $7,272 | 6.875% | $3,397 | 13 | +$577 | |
| 40 | $7,340 | 6.874% | $4,251 | 265 | +$645 | |
| 41 | $7,438 | 6.875% | $4,175 | 31 | +$743 | |
| 42 | $7,566 | 6.625% | $5,198 | 11 | +$870 | |
| 43 | $7,643 | 6.625% | $4,384 | 33 | +$948 | |
| 44 | $7,680 | 6.625% | $4,404 | 171 | +$985 | |
| 45 | $7,691 | 6.624% | $3,346 | 43 | +$996 | |
| 46 | $7,716 | 6.688% | $3,704 | 10 | +$1,021 | |
| 47 | $7,737 | 6.875% | $5,311 | 15 | +$1,042 | |
| 48 | $7,884 | 6.625% | $4,775 | 37 | +$1,189 | |
| 49 | $8,201 | 6.188% | $4,576 | 84 | +$1,506 | |
| 50 | $8,345 | 6.812% | $5,196 | 16 | +$1,650 | |
| 51 | $8,358 | 6.500% | $5,795 | 21 | +$1,663 | |
| 52 | $8,423 | 6.625% | $5,446 | 23 | +$1,728 | |
| 53 | $8,617 | 6.750% | $5,158 | 10 | +$1,922 | |
| 54 | $8,671 | 6.625% | $5,297 | 23 | +$1,976 | |
| 55 | $8,862 | 6.625% | $5,433 | 57 | +$2,167 | |
| 56 | $9,150 | 6.875% | $5,710 | 11 | +$2,455 | |
| 57 | $9,267 | 7.057% | $6,258 | 12 | +$2,572 | |
| 58 | $9,526 | 7.250% | $6,386 | 23 | +$2,831 | |
| 59 | $9,536 | 5.500% | $5,520 | 47 | +$2,841 | |
| 60 | $9,864 | 6.875% | $6,245 | 31 | +$3,169 | |
| 61 | $9,990 | 6.490% | $5,946 | 115 | +$3,295 | |
| 62 | $10,165 | 6.812% | $6,061 | 16 | +$3,470 | |
| 63 | $10,222 | 6.490% | $6,815 | 14 | +$3,527 | |
| 64 | $10,506 | 6.625% | $7,106 | 67 | +$3,811 | |
| 65 | $14,054 | 9.250% | $10,959 | 13 | +$7,359 |
Includes lenders with 10+ purchase originations in Cherokee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.