TJC Mortgage, Inc. closing costs and rates (2024)
In 2024, TJC Mortgage, Inc. originated 1,178 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,816. That ranks #324 nationally by origination volume. For total closing costs among lenders with 500+ originations, TJC Mortgage, Inc. ranks #493. That is $2,075 above the national median of $6,741. TJC Mortgage, Inc. is most active in Alabama with 230 originations there.
Purchase Originations
1,178
Ranked #324 nationally
Median Total Costs
$8,816
+30.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,213
Median Lender Credits
$74
Cost Rank (500+ vol.)
#493
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 610 | 6.750% | $6,801 | $4,268 |
| fha | 438 | 6.625% | $11,700 | $4,196 |
| va | 108 | 6.250% | $11,486 | $5,004 |
| usda | 22 | 6.562% | $6,490 | $2,240 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 230 | 6.625% | $7,396 | #48 |
| Florida | 140 | 6.750% | $9,962 | #207 |
| Georgia | 131 | 6.500% | $9,763 | #126 |
| Nevada | 97 | 6.750% | $9,624 | #65 |
| Tennessee | 78 | 6.562% | $9,448 | #145 |
| Texas | 70 | 6.250% | $10,616 | #317 |
| Ohio | 68 | 6.750% | $7,958 | #163 |
| North Carolina | 51 | 6.750% | $8,045 | #191 |
| Michigan | 46 | 6.625% | $10,077 | — |
| South Carolina | 45 | 6.750% | $9,646 | — |
| Indiana | 41 | 6.750% | $8,432 | — |
| California | 33 | 6.875% | $8,606 | — |
| New Jersey | 21 | 6.750% | $8,696 | — |
| Maryland | 19 | 6.625% | $8,821 | — |
| Kentucky | 18 | 6.688% | $6,383 | — |
| Delaware | 15 | 6.250% | $10,961 | — |
| Massachusetts | 15 | 6.875% | $10,584 | — |
| Pennsylvania | 10 | 6.562% | $10,768 | — |
| Kansas | 8 | 6.688% | $5,611 | — |
| Virginia | 7 | 6.625% | $6,986 | — |
| Washington | 7 | 6.625% | $11,473 | — |
| Arizona | 5 | 6.875% | $10,959 | — |
| Wisconsin | 5 | 6.875% | $6,282 | — |
| Illinois | 2 | 7.125% | $8,061 | — |
| Louisiana | 2 | 6.250% | $6,153 | — |
| North Dakota | 2 | 6.500% | $5,022 | — |
| New Mexico | 2 | 6.562% | $16,251 | — |
| Rhode Island | 2 | 6.688% | $10,376 | — |
| Arkansas | 1 | 6.625% | $4,590 | — |
| Colorado | 1 | 6.125% | $3,809 | — |
| Idaho | 1 | 8.125% | $10,278 | — |
| Maine | 1 | 6.125% | $4,357 | — |
| Minnesota | 1 | 6.875% | $5,365 | — |
| Missouri | 1 | 6.625% | $3,020 | — |
| Nebraska | 1 | 7.125% | $16,392 | — |
| Oregon | 1 | 6.375% | $21,982 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,329 | 6.500% | — | 14 | −$2,487 | |
| 2 | $7,299 | 6.750% | — | 49 | −$1,517 | |
| 3 | $7,319 | 6.625% | — | 34 | −$1,497 | |
| 4 | $7,366 | 6.625% | — | 27 | −$1,450 | |
| 5 | $7,451 | 6.625% | — | 48 | −$1,365 | |
| 6 | $7,872 | 6.750% | — | 40 | −$944 | |
| 7 | $7,964 | 6.625% | — | 19 | −$852 | |
| 8 | $8,001 | 7.000% | — | 22 | −$815 | |
| 9 | $8,606 | 6.625% | — | 17 | −$210 | |
| 10 | $8,680 | 6.625% | — | 58 | −$136 | |
| 11 | $9,086 | 6.625% | — | 25 | +$270 | |
| 12 | $9,149 | 6.625% | — | 17 | +$333 | |
| 13 | $9,183 | 6.312% | — | 18 | +$367 | |
| 14 | $9,363 | 6.500% | — | 19 | +$547 | |
| 15 | $10,153 | 6.625% | — | 27 | +$1,337 | |
| 16 | $10,691 | 5.875% | — | 43 | +$1,875 | |
| 17 | $10,720 | 6.875% | — | 19 | +$1,904 | |
| 18 | $10,772 | 6.500% | — | 21 | +$1,956 | |
| 19 | $11,288 | 6.625% | — | 22 | +$2,472 | |
| 20 | $11,443 | 6.875% | — | 23 | +$2,627 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.