Purchase Originations
111
Median Total Costs
$6,172
−7.6% vs national ($6,680)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$0
Median Lender Credits
$6
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 61 | 6.625% | $1,377 | $0 |
| fha | 38 | 6.250% | $7,862 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 111 | 6.500% | $6,172 | #136 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $660 | 6.625% | — | 7 | −$5,512 | |
| 2 | $708 | 6.250% | — | 16 | −$5,464 | |
| 3 | $5,677 | 6.625% | — | 51 | −$495 | |
| 4 | $6,828 | 6.433% | — | 30 | +$656 | |
| 5 | $7,169 | 6.000% | — | 2 | +$997 | |
| 6 | $8,481 | 5.562% | — | 4 | +$2,309 | |
| 7 | $11,235 | 7.250% | — | 1 | +$5,063 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | PRC MORTGAGE, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $6,172 | $7,127 | −$955 (−13.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.