Lowest closing cost mortgage lenders in Jackson County County, Georgia
In Jackson County, Georgia, homebuyers paid a median of $9,387 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 1,754 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, VICTORY MORTGAGE, L.L.C. offered the lowest median costs at $2,154, which is $4,728 less than the county median.
Homebuyers in Jackson County County who chose VICTORY MORTGAGE, L.L.C. paid $7,233 less in closing costs than the county median.
County Median Costs
$9,387
+18.2% vs Georgia ($7,943)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,597
Purchase Originations
1,754
vs Georgia Median
18.2% above
$1,444
vs National Median
39.3% above
$2,646
Lender rankings in Jackson County County
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,154 | 6.375% | $660 | 70 | −$4,728 | |
| 2 | $3,004 | 6.125% | $0 | 59 | −$3,878 | |
| 3 | $4,866 | 6.375% | $1,745 | 13 | −$2,015 | |
| 4 | $5,383 | 6.375% | $2,888 | 13 | −$1,498 | |
| 5 | $6,111 | 6.500% | $3,119 | 21 | −$770 | |
| 6 | $6,251 | 6.875% | $2,950 | 13 | −$630 | |
| 7 | $6,351 | 6.125% | $3,474 | 13 | −$530 | |
| 8 | $6,421 | 5.688% | $3,505 | 10 | −$460 | |
| 9 | $6,447 | 6.875% | $3,892 | 23 | −$434 | |
| 10 | $6,700 | 6.812% | $4,148 | 12 | −$181 | |
| 11 | $6,863 | 6.812% | $4,417 | 40 | −$18 | |
| 12 | $7,043 | 6.688% | $4,493 | 16 | +$162 | |
| 13 | $7,131 | 6.625% | $4,034 | 14 | +$250 | |
| 14 | $7,305 | 6.500% | $5,108 | 19 | +$424 | |
| 15 | $7,418 | 6.875% | $3,952 | 47 | +$537 | |
| 16 | $7,573 | 7.188% | $4,010 | 10 | +$692 | |
| 17 | $7,655 | 6.990% | $4,753 | 52 | +$774 | |
| 18 | $8,292 | 7.125% | $5,158 | 13 | +$1,412 | |
| 19 | $8,300 | 6.875% | $5,753 | 71 | +$1,419 | |
| 20 | $8,454 | 5.990% | $5,108 | 54 | +$1,573 | |
| 21 | $8,496 | 6.625% | $5,448 | 29 | +$1,615 | |
| 22 | $8,764 | 6.750% | $5,292 | 16 | +$1,883 | |
| 23 | $9,172 | 6.495% | $5,842 | 28 | +$2,291 | |
| 24 | $9,481 | 6.875% | $6,121 | 15 | +$2,600 | |
| 25 | $9,600 | 6.250% | $6,219 | 12 | +$2,719 | |
| 26 | $9,629 | 6.875% | $6,453 | 21 | +$2,748 | |
| 27 | $10,574 | 6.500% | $6,861 | 10 | +$3,693 | |
| 28 | $10,611 | 6.625% | $7,783 | 11 | +$3,730 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.