FairPriceCheck

VICTORY MORTGAGE, L.L.C. closing costs and rates (2024)

View VICTORY MORTGAGE, L.L.C.'s detailed fee breakdowns, user reviews, and gradeView full profile →

In 2024, VICTORY MORTGAGE, L.L.C. originated 2,367 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $2,912. That ranks #190 nationally by origination volume. For total closing costs among lenders with 500+ originations, VICTORY MORTGAGE, L.L.C. ranks #45. That is $3,829 below the national median of $6,741. VICTORY MORTGAGE, L.L.C. is most active in Ohio with 980 originations there.

Purchase Originations

2,367

Ranked #190 nationally

Median Total Costs

$2,912

−56.8% vs national ($6,741)

Median Rate

6.000%

−9.4% vs national (6.620%)

Median Origination

$716

Median Lender Credits

$25

Cost Rank (500+ vol.)

#45

among lenders with 500+ originations

Breakdown by loan type

Loan typeVolumeMedian RateMedian Total CostsMedian Origination
conventional1,6716.125%$2,449$660
fha4695.625%$9,235$760
va2215.625%$4,352$760

Active states

StateVolumeMedian RateMedian Total CostsState Rank
Ohio9805.875%$3,131#25
Kentucky7475.875%$2,986#7
Indiana2336.000%$2,168#72
Georgia2306.125%$2,348#91
Missouri1556.500%$2,288#69
Florida226.250%$4,633

Top counties by origination volume

RankLenderMedian Total CostsMedian RateMedian OriginationVolumevs. Median
1$2,0805.750%42−$832
2$2,0815.500%77−$831
3$2,0875.625%105−$825
4$2,1386.375%97−$774
5$2,2345.875%49−$678
6$2,2695.750%78−$643
7$2,2846.500%109−$628
8$2,3106.125%122−$602
9$2,3486.375%54−$564
10$2,4866.125%96−$426
11$2,6056.000%157−$307
12$2,7666.000%224−$146
13$2,9516.000%172+$39
14$3,2726.375%38+$360
15$3,2966.125%187+$384
16$3,2986.250%45+$386
17$3,3796.125%68+$467
18$3,4255.625%127+$513
19$3,5415.495%86+$629
20$3,6786.000%85+$766

Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.