Purchase Originations
2,378
Ranked #191 nationally
Median Total Costs
$3,318
−50.3% vs national ($6,680)
↑ $406 vs prior year
Median Rate
5.875%
−9.5% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$850
Median Lender Credits
$40
Cost Rank (500+ vol.)
#58
among lenders with 500+ originations
Denial Rate
4.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,624 | 6.000% | $2,844 | $850 |
| fha | 502 | 5.625% | $9,519 | $950 |
| va | 249 | 5.625% | $4,171 | $950 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,303 | 5.625% | — | 114 | −$1,015 | |
| 2 | $2,322 | 5.500% | — | 101 | −$996 | |
| 3 | $2,328 | 6.000% | — | 50 | −$990 | |
| 4 | $2,334 | 5.990% | — | 87 | −$984 | |
| 5 | $2,358 | 6.500% | — | 70 | −$960 | |
| 6 | $2,528 | 6.250% | — | 51 | −$790 | |
| 7 | $2,548 | 5.750% | — | 64 | −$770 | |
| 8 | $2,646 | 5.625% | — | 47 | −$672 | |
| 9 | $2,759 | 6.125% | — | 73 | −$559 | |
| 10 | $3,102 | 6.125% | — | 246 | −$216 | |
| 11 | $3,118 | 6.125% | — | 150 | −$200 | |
| 12 | $3,203 | 5.812% | — | 42 | −$115 | |
| 13 | $3,407 | 5.875% | — | 218 | +$89 | |
| 14 | $3,410 | 5.875% | — | 102 | +$92 | |
| 15 | $3,680 | 6.000% | — | 108 | +$362 | |
| 16 | $3,694 | 6.000% | — | 63 | +$376 | |
| 17 | $3,893 | 5.875% | — | 50 | +$575 | |
| 18 | $3,936 | 6.000% | — | 179 | +$618 | |
| 19 | $4,088 | 5.750% | — | 113 | +$770 | |
| 20 | $4,471 | 5.625% | — | 85 | +$1,153 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Victory Mortgage, L.L.C. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $375,000 | $335,000 | +$40,000 (+11.9%) |
| Median total closing costs | $3,318 | $7,127 | −$3,809 (−53.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.