Lowest closing cost mortgage lenders in Floyd County County, Georgia
In Floyd County, Georgia, homebuyers paid a median of $7,272 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 874 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $4,132, which is $1,630 less than the county median.
Homebuyers in Floyd County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,140 less in closing costs than the county median.
County Median Costs
$7,272
−8.4% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,038
Purchase Originations
874
vs Georgia Median
8.4% below
$-671
vs National Median
7.9% above
$531
Lender rankings in Floyd County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,765 | 6.875% | $1,769 | 34 | −$830 | |
| 2 | $4,770 | 6.625% | $2,585 | 14 | −$825 | |
| 3 | $5,131 | 6.999% | $2,473 | 21 | −$464 | |
| 4 | $5,955 | 6.990% | $2,451 | 13 | +$360 | |
| 5 | $6,296 | 6.125% | $2,950 | 25 | +$701 | |
| 6 | $6,375 | 6.375% | $4,111 | 57 | +$780 | |
| 7 | $7,053 | 6.625% | $3,986 | 16 | +$1,458 | |
| 8 | $7,202 | 6.500% | $4,375 | 11 | +$1,607 | |
| 9 | $7,385 | 6.125% | $4,619 | 17 | +$1,790 |
Includes lenders with 10+ purchase originations in Floyd County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.