Homebuyers in Floyd County County who chose Truist Bank paid $3,024 less in closing costs than the county median.
County Median Costs
$7,439
−7.1% vs Georgia ($8,007)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,625
Purchase Originations
837
Denial Rate
13.7%
vs Georgia avg (9.7%)
vs Georgia Median
7.1% below
$-568
vs National Median
11.4% above
$759
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,415 | 6.545% | $1,264 | 10 | −$1,334 | |
| 2 | $5,121 | 6.750% | $1,820 | 36 | −$628 | |
| 3 | $5,298 | 6.875% | $2,229 | 22 | −$451 | |
| 4 | $5,750 | 6.625% | $2,770 | 19 | +$1 | |
| 5 | $6,380 | 6.500% | $3,560 | 16 | +$631 | |
| 6 | $6,748 | 6.812% | $4,031 | 16 | +$999 | |
| 7 | $7,347 | 6.375% | $4,536 | 51 | +$1,598 | |
| 8 | $7,967 | 6.990% | $5,205 | 11 | +$2,218 |
Includes lenders with 10+ purchase originations in Floyd County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.