Lowest closing cost mortgage lenders in Polk County County, Georgia
In Polk County, Georgia, homebuyers paid a median of $8,080 in closing costs in 2024 — near the Georgia median of $7,943. The county saw 376 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $5,195, which is $1,184 less than the county median.
Homebuyers in Polk County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $2,885 less in closing costs than the county median.
County Median Costs
$8,080
+1.7% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,333
Purchase Originations
376
vs Georgia Median
1.7% above
$137
vs National Median
19.9% above
$1,339
Lender rankings in Polk County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,195 | 7.990% | $3,250 | 10 | −$1,184 | |
| 2 | $6,260 | 6.875% | $3,265 | 11 | −$119 | |
| 3 | $7,310 | 7.188% | $4,311 | 10 | +$931 | |
| 4 | $8,468 | 6.624% | $5,127 | 11 | +$2,089 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.