Homebuyers in Polk County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,730 less in closing costs than the county median.
County Median Costs
$7,731
−3.5% vs Georgia ($8,007)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,867
Purchase Originations
346
Denial Rate
11.3%
vs Georgia avg (9.7%)
vs Georgia Median
3.5% below
$-276
vs National Median
15.7% above
$1,051
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,890 | 6.562% | $5,159 | 10 | +$1,886 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.