Lowest closing cost mortgage lenders in Houston County County, Georgia
In Houston County, Georgia, homebuyers paid a median of $7,258 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 2,280 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,534, which is $2,478 less than the county median.
Homebuyers in Houston County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,724 less in closing costs than the county median.
County Median Costs
$7,258
−8.6% vs Georgia ($7,943)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$2,290
Purchase Originations
2,280
vs Georgia Median
8.6% below
$-685
vs National Median
7.7% above
$517
Lender rankings in Houston County County
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,534 | 5.500% | $0 | 11 | −$2,478 | |
| 2 | $3,204 | 6.625% | $0 | 36 | −$1,808 | |
| 3 | $3,397 | 6.125% | $1,325 | 96 | −$1,615 | |
| 4 | $4,328 | 6.750% | $1,650 | 50 | −$684 | |
| 5 | $4,334 | 6.188% | $1,841 | 12 | −$678 | |
| 6 | $4,962 | 6.625% | $2,748 | 12 | −$50 | |
| 7 | $5,015 | 6.490% | $2,547 | 17 | +$3 | |
| 8 | $5,243 | 6.812% | $2,590 | 22 | +$231 | |
| 9 | $5,344 | 6.624% | $3,104 | 44 | +$332 | |
| 10 | $5,374 | 6.688% | $3,136 | 12 | +$362 | |
| 11 | $5,438 | 6.624% | $3,314 | 13 | +$426 | |
| 12 | $5,965 | 6.688% | $3,510 | 82 | +$953 | |
| 13 | $6,196 | 6.990% | $3,790 | 22 | +$1,184 | |
| 14 | $6,256 | 6.625% | $3,210 | 15 | +$1,244 | |
| 15 | $6,908 | 6.750% | $4,380 | 47 | +$1,896 | |
| 16 | $6,940 | 6.625% | $4,404 | 45 | +$1,928 | |
| 17 | $11,740 | 6.625% | $8,480 | 11 | +$6,728 |
Includes lenders with 10+ purchase originations in Houston County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.