Lowest closing cost mortgage lenders in Columbia County County, Georgia
In Columbia County, Georgia, homebuyers paid a median of $7,854 in closing costs in 2024 — near the Georgia median of $7,943. The county saw 2,299 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,636, which is $3,506 less than the county median.
Homebuyers in Columbia County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,218 less in closing costs than the county median.
County Median Costs
$7,854
−1.1% vs Georgia ($7,943)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,455
Purchase Originations
2,299
vs Georgia Median
1.1% below
$-89
vs National Median
16.5% above
$1,113
Lender rankings in Columbia County County
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,636 | 5.990% | $0 | 11 | −$3,506 | |
| 2 | $3,451 | 6.375% | $0 | 16 | −$2,691 | |
| 3 | $3,935 | 7.245% | $1,495 | 12 | −$2,207 | |
| 4 | $5,320 | 6.625% | $2,409 | 19 | −$822 | |
| 5 | $5,661 | 6.625% | $1,656 | 20 | −$481 | |
| 6 | $5,682 | 6.625% | $1,846 | 10 | −$460 | |
| 7 | $5,789 | 6.500% | $3,459 | 19 | −$353 | |
| 8 | $5,797 | 6.625% | $3,094 | 11 | −$345 | |
| 9 | $5,988 | 6.500% | $1,781 | 75 | −$154 | |
| 10 | $6,275 | 6.625% | $3,542 | 89 | +$133 | |
| 11 | $6,283 | 6.625% | $3,318 | 57 | +$141 | |
| 12 | $6,488 | 6.625% | $3,200 | 29 | +$346 | |
| 13 | $6,575 | 6.990% | $3,236 | 14 | +$433 | |
| 14 | $6,640 | 6.625% | $3,748 | 48 | +$498 | |
| 15 | $6,669 | 6.125% | $3,742 | 21 | +$527 | |
| 16 | $6,679 | 6.436% | $3,805 | 36 | +$537 | |
| 17 | $6,716 | 6.375% | $3,708 | 54 | +$574 | |
| 18 | $7,149 | 6.562% | $4,245 | 33 | +$1,007 | |
| 19 | $7,313 | 6.625% | $4,299 | 22 | +$1,171 | |
| 20 | $7,410 | 6.625% | $3,894 | 13 | +$1,268 | |
| 21 | $7,543 | 6.490% | $4,298 | 17 | +$1,401 |
Includes lenders with 10+ purchase originations in Columbia County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.