Queensborough National Bank & Trust Company closing costs and rates (2024)
In 2024, Queensborough National Bank & Trust Company originated 296 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,145. That is $404 above the national median of $6,741. Queensborough National Bank & Trust Company is most active in Georgia with 247 originations there.
Purchase Originations
296
Median Total Costs
$7,145
+6.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,420
Median Lender Credits
$42
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 201 | 6.625% | $6,177 | $3,525 |
| va | 57 | 6.125% | $8,258 | $3,628 |
| fha | 33 | 6.125% | $10,348 | $3,005 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 247 | 6.500% | $7,142 | #90 |
| South Carolina | 46 | 6.438% | $7,179 | — |
| Delaware | 1 | 6.625% | $3,986 | — |
| Florida | 1 | 6.875% | $10,261 | — |
| Wisconsin | 1 | 5.250% | $8,258 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,252 | 6.375% | — | 2 | −$3,893 | |
| 2 | $3,986 | 6.625% | — | 1 | −$3,159 | |
| 3 | $4,223 | 6.562% | — | 2 | −$2,922 | |
| 4 | $4,576 | 6.500% | — | 11 | −$2,569 | |
| 5 | $5,546 | 7.125% | — | 4 | −$1,599 | |
| 6 | $6,168 | 6.125% | — | 1 | −$977 | |
| 7 | $6,490 | 6.188% | — | 38 | −$655 | |
| 8 | $6,694 | 6.250% | — | 1 | −$451 | |
| 9 | $6,928 | 7.125% | — | 3 | −$217 | |
| 10 | $6,988 | 6.750% | — | 1 | −$157 | |
| 11 | $7,115 | 6.375% | — | 35 | −$30 | |
| 12 | $7,124 | 6.500% | — | 10 | −$21 | |
| 13 | $7,243 | 6.500% | — | 135 | +$98 | |
| 14 | $7,513 | 6.625% | — | 11 | +$368 | |
| 15 | $7,600 | 6.562% | — | 12 | +$455 | |
| 16 | $7,787 | 6.375% | — | 1 | +$642 | |
| 17 | $7,942 | 6.438% | — | 2 | +$797 | |
| 18 | $7,964 | 6.500% | — | 13 | +$819 | |
| 19 | $9,177 | 6.375% | — | 4 | +$2,032 | |
| 20 | $10,261 | 6.875% | — | 1 | +$3,116 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.