Associated Credit Union closing costs and rates (2024)
In 2024, Associated Credit Union originated 359 purchase mortgages at a median interest rate of 5.62% and median total closing costs of $8,122. That is $1,381 above the national median of $6,741. Associated Credit Union is most active in Georgia with 339 originations there.
Purchase Originations
359
Median Total Costs
$8,122
+20.5% vs national ($6,741)
Median Rate
5.625%
−15.0% vs national (6.620%)
Median Origination
$4,723
Median Lender Credits
$65
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 359 | 5.625% | $8,122 | $4,723 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 339 | 5.625% | $8,178 | #70 |
| Florida | 9 | 5.125% | $7,134 | — |
| South Carolina | 4 | 5.688% | $6,524 | — |
| Alabama | 3 | 5.000% | $4,058 | — |
| Tennessee | 3 | 5.875% | $7,536 | — |
| North Carolina | 1 | 6.375% | $5,635 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,836 | 5.812% | — | 2 | −$3,286 | |
| 2 | $4,924 | 5.500% | — | 3 | −$3,198 | |
| 3 | $5,006 | 5.875% | — | 3 | −$3,116 | |
| 4 | $5,963 | 5.375% | — | 7 | −$2,159 | |
| 5 | $6,268 | 5.438% | — | 4 | −$1,854 | |
| 6 | $6,381 | 5.500% | — | 4 | −$1,741 | |
| 7 | $6,402 | 6.688% | — | 2 | −$1,720 | |
| 8 | $6,421 | 5.688% | — | 10 | −$1,701 | |
| 9 | $6,498 | 5.625% | — | 7 | −$1,624 | |
| 10 | $6,827 | 5.875% | — | 4 | −$1,295 | |
| 11 | $7,004 | 5.375% | — | 2 | −$1,118 | |
| 12 | $7,134 | 5.125% | — | 3 | −$988 | |
| 13 | $7,337 | 5.875% | — | 4 | −$785 | |
| 14 | $7,817 | 5.625% | — | 49 | −$305 | |
| 15 | $7,917 | 5.625% | — | 39 | −$205 | |
| 16 | $8,502 | 5.625% | — | 39 | +$380 | |
| 17 | $8,927 | 5.625% | — | 42 | +$805 | |
| 18 | $9,246 | 5.625% | — | 43 | +$1,124 | |
| 19 | $9,536 | 5.500% | — | 47 | +$1,414 | |
| 20 | $10,322 | 5.000% | — | 2 | +$2,200 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.