Homebuyers in Fayette County County who chose NAVY FEDERAL CREDIT UNION paid $4,164 less in closing costs than the county median.
County Median Costs
$8,236
+2.9% vs Georgia ($8,007)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$3,432
Purchase Originations
1,197
Denial Rate
13.4%
vs Georgia avg (9.7%)
vs Georgia Median
2.9% above
$229
vs National Median
23.3% above
$1,556
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,316 | 6.438% | $0 | 10 | −$2,720 | |
| 2 | $4,901 | 6.625% | $1,575 | 15 | −$2,135 | |
| 3 | $5,365 | 6.875% | $1,453 | 11 | −$1,671 | |
| 4 | $5,382 | 6.990% | $2,070 | 13 | −$1,654 | |
| 5 | $5,442 | 6.250% | $1,639 | 17 | −$1,594 | |
| 6 | $5,773 | 6.688% | $1,575 | 14 | −$1,263 | |
| 7 | $6,037 | 5.912% | $1,342 | 14 | −$999 | |
| 8 | $6,359 | 6.750% | $3,855 | 17 | −$677 | |
| 9 | $6,709 | 6.888% | $3,288 | 24 | −$327 | |
| 10 | $6,939 | 5.875% | $4,091 | 77 | −$97 | |
| 11 | $7,118 | 6.375% | $3,552 | 13 | +$82 | |
| 12 | $7,747 | 6.688% | $4,672 | 38 | +$711 | |
| 13 | $8,040 | 6.625% | $4,788 | 29 | +$1,004 | |
| 14 | $8,369 | 6.625% | $5,515 | 10 | +$1,333 | |
| 15 | $8,426 | 6.938% | $5,216 | 12 | +$1,390 | |
| 16 | $8,430 | 6.500% | $4,846 | 37 | +$1,394 | |
| 17 | $8,506 | 6.875% | $4,041 | 17 | +$1,470 | |
| 18 | $9,116 | 6.375% | $4,660 | 24 | +$2,080 | |
| 19 | $9,719 | 6.495% | $6,555 | 56 | +$2,683 | |
| 20 | $9,904 | 6.875% | $6,807 | 49 | +$2,868 |
Includes lenders with 10+ purchase originations in Fayette County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.