Lowest closing cost mortgage lenders in Fayette County County, Georgia
In Fayette County, Georgia, homebuyers paid a median of $7,996 in closing costs in 2024 — near the Georgia median of $7,943. The county saw 1,198 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $2,194, which is $4,754 less than the county median.
Homebuyers in Fayette County County who chose PULTE MORTGAGE LLC paid $5,802 less in closing costs than the county median.
County Median Costs
$7,996
+0.7% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,964
Purchase Originations
1,198
vs Georgia Median
0.7% above
$53
vs National Median
18.6% above
$1,255
Lender rankings in Fayette County County
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,194 | 6.875% | $0 | 37 | −$4,754 | |
| 2 | $3,808 | 6.438% | $0 | 14 | −$3,140 | |
| 3 | $5,002 | 6.438% | $1,487 | 10 | −$1,946 | |
| 4 | $5,326 | 6.625% | $1,490 | 23 | −$1,622 | |
| 5 | $5,659 | 6.990% | $2,071 | 31 | −$1,289 | |
| 6 | $6,054 | 6.500% | $2,148 | 11 | −$894 | |
| 7 | $6,154 | 6.500% | $1,250 | 13 | −$794 | |
| 8 | $6,198 | 6.875% | $1,499 | 11 | −$750 | |
| 9 | $6,576 | 6.500% | $3,830 | 10 | −$372 | |
| 10 | $6,724 | 6.625% | $3,530 | 15 | −$224 | |
| 11 | $6,966 | 6.000% | $4,075 | 48 | +$18 | |
| 12 | $7,124 | 6.933% | $4,461 | 14 | +$176 | |
| 13 | $7,435 | 6.688% | $4,473 | 46 | +$487 | |
| 14 | $7,946 | 6.625% | $4,417 | 48 | +$998 | |
| 15 | $7,991 | 6.844% | $3,635 | 10 | +$1,043 | |
| 16 | $9,397 | 6.812% | $5,709 | 28 | +$2,449 | |
| 17 | $9,409 | 6.625% | $6,420 | 71 | +$2,461 | |
| 18 | $9,422 | 7.000% | $5,920 | 11 | +$2,474 | |
| 19 | $10,098 | 6.400% | $6,552 | 13 | +$3,150 | |
| 20 | $11,248 | 6.875% | $7,740 | 44 | +$4,300 |
Includes lenders with 10+ purchase originations in Fayette County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.