KIND LENDING, LLC closing costs and rates (2024)
In 2024, KIND LENDING, LLC originated 11,672 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,263. That ranks #33 nationally by origination volume. For total closing costs among lenders with 500+ originations, KIND LENDING, LLC ranks #559. That is $3,522 above the national median of $6,741. KIND LENDING, LLC is most active in California with 2,932 originations there.
Purchase Originations
11,672
Ranked #33 nationally
Median Total Costs
$10,263
+52.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,853
Median Lender Credits
$2,534
Cost Rank (500+ vol.)
#559
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 6,191 | 6.875% | $8,341 | $4,692 |
| fha | 4,118 | 6.250% | $13,817 | $3,809 |
| va | 1,139 | 6.125% | $6,860 | $1,075 |
| usda | 224 | 6.312% | $7,084 | $2,102 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 2,932 | 6.500% | $12,681 | #13 |
| Texas | 1,377 | 6.500% | $10,701 | #46 |
| Utah | 960 | 6.500% | $9,672 | #8 |
| Florida | 956 | 6.625% | $11,874 | #53 |
| Georgia | 670 | 6.625% | $10,148 | #41 |
| Pennsylvania | 474 | 6.625% | $8,524 | #46 |
| Oregon | 407 | 6.500% | $9,699 | #23 |
| Virginia | 281 | 6.625% | $7,370 | #67 |
| Washington | 261 | 6.625% | $8,217 | #54 |
| Kentucky | 260 | 6.625% | $8,705 | #41 |
| Colorado | 247 | 6.500% | $9,717 | #64 |
| Arizona | 197 | 6.625% | $10,368 | #67 |
| New Jersey | 183 | 6.625% | $13,533 | #70 |
| Nevada | 181 | 6.625% | $10,024 | #42 |
| Montana | 153 | 6.625% | $6,228 | #13 |
| New Mexico | 151 | 6.625% | $8,681 | #26 |
| Illinois | 146 | 6.875% | $8,002 | #119 |
| Tennessee | 146 | 6.625% | $8,950 | #96 |
| Connecticut | 141 | 6.625% | $10,143 | #38 |
| Idaho | 138 | 6.375% | $8,962 | #34 |
| North Carolina | 113 | 6.625% | $8,815 | #140 |
| Oklahoma | 109 | 6.625% | $8,219 | #65 |
| Minnesota | 103 | 6.625% | $9,181 | #86 |
| Indiana | 101 | 6.625% | $6,636 | #124 |
| Maryland | 100 | 6.562% | $11,278 | #101 |
| Michigan | 95 | 6.625% | $7,504 | #111 |
| Wisconsin | 95 | 6.875% | $4,772 | #101 |
| Wyoming | 94 | 6.125% | $8,136 | #13 |
| South Carolina | 93 | 6.250% | $10,712 | #123 |
| Hawaii | 88 | 6.500% | $14,293 | #21 |
| Arkansas | 59 | 6.750% | $5,513 | #87 |
| Maine | 58 | 6.625% | $7,538 | #38 |
| South Dakota | 53 | 6.375% | $8,428 | #26 |
| Alabama | 46 | 6.438% | $7,467 | — |
| Louisiana | 33 | 6.250% | $10,103 | — |
| Ohio | 31 | 6.625% | $7,225 | — |
| Delaware | 25 | 6.625% | $10,787 | — |
| Missouri | 24 | 6.500% | $6,382 | — |
| Alaska | 21 | 6.125% | $8,011 | — |
| Kansas | 16 | 6.562% | $6,813 | — |
| West Virginia | 12 | 6.438% | $6,551 | — |
| North Dakota | 11 | 6.750% | $6,248 | — |
| Mississippi | 10 | 6.500% | $8,397 | — |
| District of Columbia | 7 | 6.625% | $15,986 | — |
| Iowa | 6 | 6.000% | $3,710 | — |
| Nebraska | 5 | 6.625% | $8,705 | — |
| New Hampshire | 3 | 7.375% | $12,474 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,779 | 6.500% | — | 133 | −$2,484 | |
| 2 | $8,626 | 6.750% | — | 97 | −$1,637 | |
| 3 | $8,646 | 6.750% | — | 123 | −$1,617 | |
| 4 | $9,521 | 6.500% | — | 355 | −$742 | |
| 5 | $9,907 | 6.500% | — | 173 | −$356 | |
| 6 | $10,020 | 6.625% | — | 158 | −$243 | |
| 7 | $10,294 | 6.250% | — | 95 | +$31 | |
| 8 | $10,750 | 6.625% | — | 128 | +$487 | |
| 9 | $10,977 | 6.625% | — | 115 | +$714 | |
| 10 | $11,035 | 6.625% | — | 160 | +$772 | |
| 11 | $11,311 | 6.500% | — | 270 | +$1,048 | |
| 12 | $11,760 | 6.625% | — | 227 | +$1,497 | |
| 13 | $12,007 | 6.125% | — | 98 | +$1,744 | |
| 14 | $12,285 | 6.375% | — | 486 | +$2,022 | |
| 15 | $12,845 | 6.625% | — | 210 | +$2,582 | |
| 16 | $13,972 | 6.125% | — | 252 | +$3,709 | |
| 17 | $14,032 | 6.500% | — | 130 | +$3,769 | |
| 18 | $14,138 | 6.625% | — | 136 | +$3,875 | |
| 19 | $14,705 | 6.625% | — | 99 | +$4,442 | |
| 20 | $16,438 | 6.625% | — | 221 | +$6,175 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.