What are the average closing costs in Monroe County County?

In Monroe County County, the median total loan costs on purchase mortgages were $8,693 in 2024, based on 319 originations.

Which lender has the lowest closing costs in Monroe County County?

Among lenders with 10+ originations in Monroe County County, ROBINS FINANCIAL had the lowest median total closing costs at $3,828 in 2024.

How do closing costs in Monroe County County compare to Georgia?

Monroe County County closing costs (median $8,693) are 9.4% above the Georgia state median of $7,943.

Lowest closing cost mortgage lenders in Monroe County County, Georgia

In Monroe County, Georgia, homebuyers paid a median of $8,693 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 319 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ROBINS FINANCIAL offered the lowest median costs at $3,828, which is $2,552 less than the county median.

Homebuyers in Monroe County County who chose ROBINS FINANCIAL paid $4,865 less in closing costs than the county median.

County Median Costs

$8,693

+9.4% vs Georgia ($7,943)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$3,949

Purchase Originations

319

vs Georgia Median

9.4% above

$750

vs National Median

29.0% above

$1,952

Lender rankings in Monroe County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	ROBINS FINANCIAL	$3,828	6.000%	$1,640	11	−$2,552
2	Ameris Bank	$4,708	6.990%	$1,778	11	−$1,672
3	United Bank	$5,307	6.875%	$3,075	13	−$1,073
4	UNITED WHOLESALE MORTGAGE, LLC	$6,380	6.624%	$3,933	11	+$0
5	EMM LOANS LLC	$6,638	6.875%	$3,843	13	+$258
6	ROCKET MORTGAGE, LLC	$6,807	6.625%	$5,141	12	+$427

Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.