Homebuyers in White County County who chose United Community Bank paid $1,480 less in closing costs than the county median.
County Median Costs
$7,781
−2.8% vs Georgia ($8,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,237
Purchase Originations
293
Denial Rate
10.7%
vs Georgia avg (9.7%)
vs Georgia Median
2.8% below
$-226
vs National Median
16.5% above
$1,101
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,301 | 6.812% | $1,804 | 20 | −$89 | |
| 2 | $6,311 | 6.499% | $3,128 | 28 | −$79 | |
| 3 | $6,749 | 6.625% | $3,935 | 10 | +$359 |
Includes lenders with 10+ purchase originations in White County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.