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Lowest closing cost mortgage lenders in White County County, Georgia

In White County, Georgia, homebuyers paid a median of $8,938 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 269 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, United Community Bank offered the lowest median costs at $5,813, which is $1,272 less than the county median.

Homebuyers in White County County who chose United Community Bank paid $3,125 less in closing costs than the county median.

County Median Costs

$8,938

+12.5% vs Georgia ($7,943)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$3,989

Purchase Originations

269

vs Georgia Median

12.5% above

$995

vs National Median

32.6% above

$2,197

Lender rankings in White County County

2 lenders with 10+ originations, ranked by median total loan costs.

Fewer than 3 qualifying lenders in this county.

View all Georgia lender rankings →

View detailed closing cost breakdowns and user reviews for lenders in Georgia Lender Directory

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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.