Lowest closing cost mortgage lenders in Stephens County County, Georgia
In Stephens County, Georgia, homebuyers paid a median of $7,784 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 288 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,473, which is $2,549 less than the county median.
Homebuyers in Stephens County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,311 less in closing costs than the county median.
County Median Costs
$7,784
−2.0% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,728
Purchase Originations
288
vs Georgia Median
2.0% below
$-159
vs National Median
15.5% above
$1,043
Lender rankings in Stephens County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,953 | 7.062% | $2,091 | 10 | −$1,047 | |
| 2 | $6,427 | 6.625% | $4,128 | 13 | +$427 | |
| 3 | $6,458 | 9.000% | $4,500 | 13 | +$458 | |
| 4 | $7,672 | 6.500% | $5,197 | 11 | +$1,672 |
Includes lenders with 10+ purchase originations in Stephens County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.