Purchase Originations
3,463
Ranked #145 nationally
Median Total Costs
$9,423
+41.1% vs national ($6,680)
↓ $850 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$4,069
Median Lender Credits
$80
Cost Rank (500+ vol.)
#522
among lenders with 500+ originations
Denial Rate
2.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,854 | 6.625% | $7,213 | $4,112 |
| fha | 1,146 | 6.375% | $13,341 | $4,124 |
| va | 364 | 6.250% | $10,412 | $4,009 |
| usda | 99 | 6.490% | $7,246 | $2,862 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Idaho | 805 | 6.125% | $11,503 | #5 |
| California | 383 | 6.490% | $10,169 | #100 |
| Washington | 335 | 6.500% | $9,882 | #45 |
| Georgia | 325 | 6.625% | $9,782 | #72 |
| Nevada | 256 | 6.490% | $10,682 | #26 |
| Oregon | 177 | 6.500% | $9,215 | #47 |
| Illinois | 123 | 6.750% | $5,590 | #135 |
| Missouri | 118 | 6.625% | $5,567 | #81 |
| Texas | 117 | 6.500% | $9,626 | #262 |
| Tennessee | 93 | 6.625% | $9,855 | #134 |
| Utah | 91 | 6.625% | $7,404 | #58 |
| South Carolina | 85 | 6.625% | $6,559 | #129 |
| North Carolina | 70 | 6.433% | $6,239 | #174 |
| Mississippi | 64 | 6.625% | $8,879 | #60 |
| Indiana | 59 | 6.500% | $7,613 | #162 |
| Alabama | 54 | 6.750% | $6,900 | #129 |
| Minnesota | 54 | 6.688% | $7,021 | #122 |
| Florida | 38 | 6.490% | $8,904 | — |
| Virginia | 33 | 6.875% | $7,237 | — |
| Arkansas | 28 | 6.625% | $8,654 | — |
| Maryland | 27 | 6.750% | $20,575 | — |
| Montana | 25 | 6.250% | $12,326 | — |
| Massachusetts | 23 | 6.625% | $11,095 | — |
| Colorado | 18 | 6.438% | $9,715 | — |
| Arizona | 15 | 6.500% | $9,436 | — |
| Michigan | 11 | 6.625% | $8,328 | — |
| Kentucky | 9 | 6.500% | $10,476 | — |
| Hawaii | 8 | 6.688% | $11,215 | — |
| Oklahoma | 5 | 6.625% | $7,075 | — |
| Iowa | 2 | 6.312% | $4,595 | — |
| Kansas | 2 | 6.558% | $9,370 | — |
| Pennsylvania | 2 | 6.625% | $11,480 | — |
| South Dakota | 2 | 6.745% | $4,719 | — |
| Wyoming | 2 | 6.312% | $14,025 | — |
| New Hampshire | 1 | 7.125% | $11,752 | — |
| New Mexico | 1 | 6.875% | $12,921 | — |
| Wisconsin | 1 | 6.625% | $3,300 | — |
| West Virginia | 1 | 6.750% | $15,033 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,090 | 6.875% | — | 43 | −$4,333 | |
| 2 | $7,887 | 6.750% | — | 36 | −$1,536 | |
| 3 | $8,062 | 6.625% | — | 76 | −$1,361 | |
| 4 | $8,069 | 6.500% | — | 39 | −$1,354 | |
| 5 | $9,065 | 6.750% | — | 39 | −$358 | |
| 6 | $9,556 | 6.375% | — | 31 | +$133 | |
| 7 | $9,897 | 6.562% | — | 68 | +$474 | |
| 8 | $9,897 | 6.250% | — | 38 | +$474 | |
| 9 | $10,055 | 6.250% | — | 93 | +$632 | |
| 10 | $10,059 | 6.625% | — | 31 | +$636 | |
| 11 | $10,166 | 6.250% | — | 41 | +$743 | |
| 12 | $10,406 | 6.250% | — | 42 | +$983 | |
| 13 | $11,199 | 6.250% | — | 57 | +$1,776 | |
| 14 | $11,316 | 6.625% | — | 53 | +$1,893 | |
| 15 | $11,919 | 5.990% | — | 54 | +$2,496 | |
| 16 | $12,033 | 6.250% | — | 47 | +$2,610 | |
| 17 | $12,123 | 5.500% | — | 210 | +$2,700 | |
| 18 | $12,226 | 5.625% | — | 243 | +$2,803 | |
| 19 | $12,626 | 6.125% | — | 63 | +$3,203 | |
| 20 | $15,247 | 6.000% | — | 39 | +$5,824 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Premier Mortgage Resources, L.L.C. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $9,423 | $7,127 | +$2,296 (+32.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.