Lowest closing cost mortgage lenders in Whitfield County County, Georgia
In Whitfield County, Georgia, homebuyers paid a median of $7,605 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 759 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,681, which is $3,453 less than the county median.
Homebuyers in Whitfield County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,924 less in closing costs than the county median.
County Median Costs
$7,605
−4.3% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,949
Purchase Originations
759
vs Georgia Median
4.3% below
$-338
vs National Median
12.8% above
$864
Lender rankings in Whitfield County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,327 | 6.990% | $1,772 | 12 | −$1,039 | |
| 2 | $4,362 | 6.500% | $1,451 | 55 | −$1,004 | |
| 3 | $4,662 | 6.625% | $1,495 | 25 | −$704 | |
| 4 | $5,246 | 6.625% | $2,533 | 37 | −$120 | |
| 5 | $5,581 | 6.562% | $3,430 | 12 | +$215 | |
| 6 | $5,916 | 6.750% | $3,294 | 23 | +$550 | |
| 7 | $5,972 | 6.875% | $3,701 | 24 | +$606 | |
| 8 | $7,906 | 6.625% | $5,275 | 17 | +$2,540 | |
| 9 | $7,981 | 6.990% | $5,188 | 18 | +$2,615 |
Includes lenders with 10+ purchase originations in Whitfield County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.