Homebuyers in Whitfield County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,583 less in closing costs than the county median.
County Median Costs
$7,611
−5.0% vs Georgia ($8,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,566
Purchase Originations
730
Denial Rate
13.5%
vs Georgia avg (9.7%)
vs Georgia Median
5.0% below
$-396
vs National Median
13.9% above
$931
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,765 | 5.375% | $0 | 12 | −$2,811 | |
| 2 | $4,400 | 6.625% | $1,574 | 50 | −$1,176 | |
| 3 | $4,829 | 6.625% | $2,294 | 13 | −$747 | |
| 4 | $5,097 | 6.531% | $1,645 | 14 | −$479 | |
| 5 | $5,621 | 5.625% | $3,345 | 13 | +$45 | |
| 6 | $5,841 | 6.625% | $2,694 | 10 | +$265 | |
| 7 | $5,999 | 6.625% | $3,060 | 21 | +$423 | |
| 8 | $6,177 | 6.750% | $3,992 | 12 | +$601 | |
| 9 | $6,748 | 6.625% | $3,811 | 37 | +$1,172 |
Includes lenders with 10+ purchase originations in Whitfield County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.