TENNESSEE VALLEY FCU closing costs and rates (2024)
In 2024, TENNESSEE VALLEY FCU originated 338 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $5,480. That is $1,261 below the national median of $6,741. TENNESSEE VALLEY FCU is most active in Tennessee with 235 originations there.
Purchase Originations
338
Median Total Costs
$5,480
−18.7% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,422
Median Lender Credits
$77
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 330 | 6.375% | $5,483 | $3,440 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Tennessee | 235 | 6.250% | $5,569 | #64 |
| Georgia | 88 | 6.312% | $5,223 | #148 |
| Alabama | 6 | 5.995% | $4,488 | — |
| Florida | 2 | 6.500% | $8,019 | — |
| Illinois | 1 | 7.125% | $5,475 | — |
| Indiana | 1 | 6.500% | $3,461 | — |
| Louisiana | 1 | 7.490% | $4,468 | — |
| Missouri | 1 | 6.750% | $8,329 | — |
| Mississippi | 1 | 5.990% | $5,705 | — |
| North Carolina | 1 | 5.990% | $6,911 | — |
| Nebraska | 1 | 5.093% | $4,331 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,860 | 6.058% | — | 2 | −$1,620 | |
| 2 | $4,008 | 6.120% | — | 10 | −$1,472 | |
| 3 | $4,166 | 5.105% | — | 1 | −$1,314 | |
| 4 | $4,394 | 7.098% | — | 3 | −$1,086 | |
| 5 | $4,488 | 6.540% | — | 4 | −$992 | |
| 6 | $4,539 | 6.821% | — | 9 | −$941 | |
| 7 | $4,574 | 5.990% | — | 1 | −$906 | |
| 8 | $4,586 | 7.084% | — | 6 | −$894 | |
| 9 | $4,722 | 6.658% | — | 30 | −$758 | |
| 10 | $4,795 | 5.625% | — | 3 | −$685 | |
| 11 | $5,374 | 6.000% | — | 40 | −$106 | |
| 12 | $5,419 | 6.500% | — | 13 | −$61 | |
| 13 | $5,556 | 5.530% | — | 1 | +$76 | |
| 14 | $5,771 | 6.312% | — | 154 | +$291 | |
| 15 | $5,777 | 6.312% | — | 36 | +$297 | |
| 16 | $6,202 | 5.407% | — | 2 | +$722 | |
| 17 | $7,343 | 6.662% | — | 2 | +$1,863 | |
| 18 | $7,676 | 6.000% | — | 1 | +$2,196 | |
| 19 | $8,363 | 7.000% | — | 1 | +$2,883 | |
| 20 | $12,889 | 4.828% | — | 2 | +$7,409 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.