GEORGIA UNITED closing costs and rates (2024)
In 2024, GEORGIA UNITED originated 151 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,790. That is $951 below the national median of $6,741. GEORGIA UNITED is most active in Georgia with 146 originations there.
Purchase Originations
151
Median Total Costs
$5,790
−14.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,818
Median Lender Credits
$38
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 151 | 6.625% | $5,790 | $2,818 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 146 | 6.625% | $5,810 | #118 |
| North Carolina | 2 | 6.375% | $4,268 | — |
| Florida | 1 | 6.125% | $25,618 | — |
| Indiana | 1 | 6.375% | $3,848 | — |
| Tennessee | 1 | 6.875% | $3,686 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,269 | 6.625% | — | 7 | −$1,521 | |
| 2 | $4,919 | 6.000% | — | 4 | −$871 | |
| 3 | $4,941 | 7.125% | — | 3 | −$849 | |
| 4 | $5,246 | 6.625% | — | 37 | −$544 | |
| 5 | $5,577 | 7.000% | — | 5 | −$213 | |
| 6 | $5,745 | 5.875% | — | 2 | −$45 | |
| 7 | $5,853 | 6.000% | — | 2 | +$63 | |
| 8 | $6,106 | 6.125% | — | 15 | +$316 | |
| 9 | $6,149 | 6.625% | — | 2 | +$359 | |
| 10 | $6,299 | 7.188% | — | 2 | +$509 | |
| 11 | $6,465 | 6.688% | — | 16 | +$675 | |
| 12 | $7,220 | 5.625% | — | 3 | +$1,430 | |
| 13 | $7,232 | 6.062% | — | 2 | +$1,442 | |
| 14 | $7,328 | 6.375% | — | 5 | +$1,538 | |
| 15 | $7,519 | 6.375% | — | 5 | +$1,729 | |
| 16 | $7,657 | 6.625% | — | 2 | +$1,867 | |
| 17 | $8,124 | 6.875% | — | 5 | +$2,334 | |
| 18 | $8,132 | 5.750% | — | 4 | +$2,342 | |
| 19 | $11,950 | 6.375% | — | 2 | +$6,160 | |
| 20 | $13,206 | 6.438% | — | 2 | +$7,416 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.