Homebuyers in Thomas County County who chose FIRST COMMERCE paid $3,507 less in closing costs than the county median.
County Median Costs
$7,244
−9.5% vs Georgia ($8,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,020
Purchase Originations
263
Denial Rate
23.8%
vs Georgia avg (9.7%)
vs Georgia Median
9.5% below
$-763
vs National Median
8.4% above
$564
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,737 | 6.125% | $995 | 11 | −$1,870 | |
| 2 | $6,452 | 6.500% | $3,610 | 24 | +$845 |
Includes lenders with 10+ purchase originations in Thomas County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.