Lowest closing cost mortgage lenders in Thomas County County, Georgia
In Thomas County, Georgia, homebuyers paid a median of $7,778 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 263 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, FIRST COMMERCE offered the lowest median costs at $4,034, which is $1,689 less than the county median.
Homebuyers in Thomas County County who chose FIRST COMMERCE paid $3,744 less in closing costs than the county median.
County Median Costs
$7,778
−2.1% vs Georgia ($7,943)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,260
Purchase Originations
263
vs Georgia Median
2.1% below
$-165
vs National Median
15.4% above
$1,037
Lender rankings in Thomas County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,034 | 6.125% | $995 | 15 | −$1,689 | |
| 2 | $5,777 | 6.120% | $2,629 | 10 | +$54 | |
| 3 | $6,359 | 6.250% | $3,500 | 27 | +$636 | |
| 4 | $7,923 | 6.990% | $5,508 | 14 | +$2,200 |
Includes lenders with 10+ purchase originations in Thomas County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.