Lowest closing cost mortgage lenders in Clarke County County, Georgia
In Clarke County, Georgia, homebuyers paid a median of $6,722 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 704 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First American Bank and Trust Company offered the lowest median costs at $4,258, which is $1,867 less than the county median.
Homebuyers in Clarke County County who chose First American Bank and Trust Company paid $2,464 less in closing costs than the county median.
County Median Costs
$6,722
−15.4% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,362
Purchase Originations
704
vs Georgia Median
15.4% below
$-1,221
vs National Median
0.3% below
$-19
Lender rankings in Clarke County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,258 | 6.625% | $978 | 44 | −$1,867 | |
| 2 | $4,672 | 6.808% | $1,490 | 12 | −$1,453 | |
| 3 | $4,855 | 6.875% | $2,165 | 26 | −$1,270 | |
| 4 | $5,038 | 6.500% | $1,601 | 21 | −$1,087 | |
| 5 | $5,310 | 6.990% | $2,150 | 20 | −$815 | |
| 6 | $5,641 | 6.688% | $1,919 | 10 | −$484 | |
| 7 | $6,182 | 6.375% | $3,647 | 18 | +$57 | |
| 8 | $6,239 | 6.625% | $3,477 | 40 | +$114 | |
| 9 | $6,698 | 6.624% | $3,987 | 68 | +$573 | |
| 10 | $6,749 | 6.625% | $3,185 | 17 | +$624 | |
| 11 | $6,864 | 6.625% | $4,176 | 17 | +$739 | |
| 12 | $6,897 | 6.875% | $4,120 | 23 | +$772 | |
| 13 | $7,689 | 6.875% | $4,721 | 45 | +$1,564 | |
| 14 | $9,331 | 6.933% | $6,705 | 20 | +$3,206 | |
| 15 | $9,481 | 6.625% | $6,136 | 10 | +$3,356 |
Includes lenders with 10+ purchase originations in Clarke County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.