Lowest closing cost mortgage lenders in Habersham County County, Georgia
In Habersham County, Georgia, homebuyers paid a median of $8,580 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 487 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $5,300, which is $901 less than the county median.
Homebuyers in Habersham County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $3,280 less in closing costs than the county median.
County Median Costs
$8,580
+8.0% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,981
Purchase Originations
487
vs Georgia Median
8.0% above
$637
vs National Median
27.3% above
$1,839
Lender rankings in Habersham County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,300 | 6.999% | $2,929 | 14 | −$901 | |
| 2 | $5,488 | 7.125% | $2,680 | 19 | −$713 | |
| 3 | $5,524 | 7.375% | $1,820 | 19 | −$677 | |
| 4 | $5,964 | 6.625% | $3,185 | 15 | −$237 | |
| 5 | $6,960 | 6.562% | $4,346 | 12 | +$759 | |
| 6 | $7,868 | 6.625% | $5,734 | 32 | +$1,667 |
Includes lenders with 10+ purchase originations in Habersham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.