Homebuyers in Habersham County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,792 less in closing costs than the county median.
County Median Costs
$7,797
−2.6% vs Georgia ($8,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,281
Purchase Originations
483
Denial Rate
9.2%
vs Georgia avg (9.7%)
vs Georgia Median
2.6% below
$-210
vs National Median
16.7% above
$1,117
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,135 | 6.438% | $2,679 | 16 | −$1,104 | |
| 2 | $5,292 | 6.562% | $2,103 | 22 | −$947 | |
| 3 | $5,686 | 6.875% | $1,820 | 15 | −$553 | |
| 4 | $5,743 | 6.750% | $2,615 | 19 | −$496 | |
| 5 | $6,998 | 6.938% | $4,108 | 12 | +$759 | |
| 6 | $7,181 | 6.625% | $4,065 | 15 | +$942 | |
| 7 | $8,142 | 6.625% | $5,242 | 27 | +$1,903 | |
| 8 | $8,789 | 6.812% | $5,498 | 10 | +$2,550 |
Includes lenders with 10+ purchase originations in Habersham County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.