Lowest closing cost mortgage lenders in Richmond County County, Georgia
In Richmond County, Georgia, homebuyers paid a median of $6,661 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 1,439 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, MORTGAGE SOLUTIONS OF COLORADO, LLC offered the lowest median costs at $125, which is $6,247 less than the county median.
Homebuyers in Richmond County County who chose MORTGAGE SOLUTIONS OF COLORADO, LLC paid $6,536 less in closing costs than the county median.
County Median Costs
$6,661
−16.1% vs Georgia ($7,943)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,985
Purchase Originations
1,439
vs Georgia Median
16.1% below
$-1,282
vs National Median
1.2% below
$-80
Lender rankings in Richmond County County
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,686 | 6.750% | $0 | 13 | −$2,393 | |
| 2 | $3,405 | 5.375% | $1,450 | 12 | −$1,674 | |
| 3 | $4,073 | 6.625% | $1,567 | 10 | −$1,006 | |
| 4 | $4,386 | 6.875% | $1,495 | 137 | −$693 | |
| 5 | $4,952 | 6.500% | $2,474 | 32 | −$127 | |
| 6 | $5,316 | 6.750% | $2,458 | 33 | +$237 | |
| 7 | $5,328 | 6.500% | $2,877 | 26 | +$249 | |
| 8 | $5,894 | 6.500% | $2,854 | 13 | +$815 | |
| 9 | $6,043 | 6.625% | $3,197 | 17 | +$964 | |
| 10 | $6,186 | 6.500% | $3,557 | 17 | +$1,107 | |
| 11 | $6,252 | 6.500% | $3,321 | 26 | +$1,173 | |
| 12 | $6,503 | 6.250% | $3,386 | 15 | +$1,424 | |
| 13 | $6,586 | 6.600% | $3,417 | 10 | +$1,507 |
Includes lenders with 10+ purchase originations in Richmond County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.