Lowest closing cost mortgage lenders in Union County County, Georgia
In Union County, Georgia, homebuyers paid a median of $6,916 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 241 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $5,564, which is $1,045 less than the county median.
Homebuyers in Union County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $1,352 less in closing costs than the county median.
County Median Costs
$6,916
−12.9% vs Georgia ($7,943)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,149
Purchase Originations
241
vs Georgia Median
12.9% below
$-1,027
vs National Median
2.6% above
$175
Lender rankings in Union County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,564 | 7.375% | $2,480 | 13 | −$1,045 | |
| 2 | $6,061 | 6.875% | $3,925 | 13 | −$548 | |
| 3 | $6,543 | 7.125% | $1,820 | 26 | −$66 | |
| 4 | $8,213 | 6.375% | $5,208 | 11 | +$1,604 |
Includes lenders with 10+ purchase originations in Union County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.