Lowest closing cost mortgage lenders in Hart County County, Georgia
In Hart County, Georgia, homebuyers paid a median of $7,557 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 254 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Magnolia Bank, Incorporated offered the lowest median costs at $5,683, which is $478 less than the county median.
Homebuyers in Hart County County who chose Magnolia Bank, Incorporated paid $1,874 less in closing costs than the county median.
County Median Costs
$7,557
−4.9% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,328
Purchase Originations
254
vs Georgia Median
4.9% below
$-386
vs National Median
12.1% above
$816
Lender rankings in Hart County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,683 | 6.750% | $3,115 | 16 | −$478 | |
| 2 | $5,777 | 6.990% | $3,140 | 10 | −$384 | |
| 3 | $6,137 | 6.999% | $3,470 | 10 | −$24 |
Includes lenders with 10+ purchase originations in Hart County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.