Lowest closing cost mortgage lenders in Putnam County County, Georgia
In Putnam County, Georgia, homebuyers paid a median of $7,462 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 224 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FAIRWAY INDEPENDENT MORTGAGE CORPORATION offered the lowest median costs at $5,872, which is $780 less than the county median.
Homebuyers in Putnam County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $1,590 less in closing costs than the county median.
County Median Costs
$7,462
−6.1% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,766
Purchase Originations
224
vs Georgia Median
6.1% below
$-481
vs National Median
10.7% above
$721
Lender rankings in Putnam County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,872 | 6.990% | $3,337 | 17 | −$780 | |
| 2 | $7,026 | 6.438% | $5,003 | 10 | +$374 | |
| 3 | $7,998 | 6.625% | $4,983 | 14 | +$1,346 |
Includes lenders with 10+ purchase originations in Putnam County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.