Lowest closing cost mortgage lenders in Gilmer County County, Georgia
In Gilmer County, Georgia, homebuyers paid a median of $7,516 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 307 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $5,000, which is $1,521 less than the county median.
Homebuyers in Gilmer County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $2,516 less in closing costs than the county median.
County Median Costs
$7,516
−5.4% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,109
Purchase Originations
307
vs Georgia Median
5.4% below
$-427
vs National Median
11.5% above
$775
Lender rankings in Gilmer County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,000 | 7.125% | $1,706 | 11 | −$1,521 | |
| 2 | $6,644 | 7.625% | $1,820 | 25 | +$123 | |
| 3 | $9,305 | 6.562% | $6,224 | 16 | +$2,784 |
Includes lenders with 10+ purchase originations in Gilmer County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.