The Citizens National Bank of Meridian closing costs and rates (2024)
In 2024, The Citizens National Bank of Meridian originated 129 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,497. That is $3,244 below the national median of $6,741. The Citizens National Bank of Meridian is most active in Mississippi with 125 originations there.
Purchase Originations
129
Median Total Costs
$3,497
−48.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$520
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 95 | 6.650% | $2,844 | $1,075 |
| fha | 25 | 6.540% | $8,092 | $1,400 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Mississippi | 125 | 6.625% | $3,477 | #42 |
| Alabama | 1 | 6.880% | $2,533 | — |
| Florida | 1 | 6.640% | $3,898 | — |
| Louisiana | 1 | 6.990% | $3,836 | — |
| Tennessee | 1 | 6.580% | $6,243 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $777 | 0.000% | — | 1 | −$2,720 | |
| 2 | $2,030 | 6.490% | — | 1 | −$1,467 | |
| 3 | $2,533 | 6.880% | — | 1 | −$964 | |
| 4 | $2,744 | 7.650% | — | 1 | −$753 | |
| 5 | $3,004 | 6.875% | — | 5 | −$493 | |
| 6 | $3,019 | 6.645% | — | 46 | −$478 | |
| 7 | $3,104 | 6.490% | — | 5 | −$393 | |
| 8 | $3,119 | 6.490% | — | 3 | −$378 | |
| 9 | $3,150 | 6.750% | — | 4 | −$347 | |
| 10 | $3,164 | 6.875% | — | 1 | −$333 | |
| 11 | $3,660 | 6.520% | — | 8 | +$163 | |
| 12 | $3,836 | 6.990% | — | 1 | +$339 | |
| 13 | $3,854 | 6.625% | — | 15 | +$357 | |
| 14 | $3,898 | 6.640% | — | 1 | +$401 | |
| 15 | $3,904 | 6.490% | — | 15 | +$407 | |
| 16 | $3,938 | 6.370% | — | 2 | +$441 | |
| 17 | $5,232 | 6.625% | — | 1 | +$1,735 | |
| 18 | $5,998 | 6.625% | — | 3 | +$2,501 | |
| 19 | $7,134 | 6.957% | — | 4 | +$3,637 | |
| 20 | $7,638 | 7.245% | — | 4 | +$4,141 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.