What are the average closing costs in Lauderdale County County?

In Lauderdale County County, the median total loan costs on purchase mortgages were $5,512 in 2024, based on 406 originations.

Which lender has the lowest closing costs in Lauderdale County County?

Among lenders with 10+ originations in Lauderdale County County, The Citizens National Bank of Meridian had the lowest median total closing costs at $2,739 in 2024.

How do closing costs in Lauderdale County County compare to Mississippi?

Lauderdale County County closing costs (median $5,512) are 10.4% below the Mississippi state median of $6,153.

Lowest closing cost mortgage lenders in Lauderdale County County, Mississippi

In Lauderdale County, Mississippi, homebuyers paid a median of $5,512 in closing costs in 2024 — below the Mississippi median of $6,153. The county saw 406 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, The Citizens National Bank of Meridian offered the lowest median costs at $2,739, which is $880 less than the county median.

Homebuyers in Lauderdale County County who chose The Citizens National Bank of Meridian paid $2,773 less in closing costs than the county median.

County Median Costs

$5,512

−10.4% vs Mississippi ($6,153)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$1,290

Purchase Originations

406

vs Mississippi Median

10.4% below

$-641

vs National Median

18.2% below

$-1,229

Lender rankings in Lauderdale County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	The Citizens National Bank of Meridian	$2,739	6.645%	$1,075	34	−$880
2	BankPlus	$3,369	7.000%	$1,424	10	−$250
3	Community Bank of Mississippi	$3,888	7.500%	$1,698	15	+$268
4	Trustmark Bank	$4,492	6.375%	$1,709	17	+$873

Includes lenders with 10+ purchase originations in Lauderdale County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.