HANCOCK WHITNEY BANK closing costs and rates (2024)
In 2024, HANCOCK WHITNEY BANK originated 1,123 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,423. That ranks #344 nationally by origination volume. For total closing costs among lenders with 500+ originations, HANCOCK WHITNEY BANK ranks #240. That is $1,318 below the national median of $6,741. HANCOCK WHITNEY BANK is most active in Louisiana with 652 originations there.
Purchase Originations
1,123
Ranked #344 nationally
Median Total Costs
$5,423
−19.6% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,304
Median Lender Credits
$150
Cost Rank (500+ vol.)
#240
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 755 | 6.500% | $4,234 | $1,245 |
| fha | 260 | 6.125% | $8,748 | $1,501 |
| va | 69 | 6.125% | $9,126 | $1,288 |
| usda | 39 | 6.125% | $6,331 | $1,236 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 652 | 6.375% | $5,324 | #13 |
| Florida | 219 | 6.375% | $5,889 | #158 |
| Mississippi | 116 | 6.500% | $4,156 | #46 |
| Alabama | 81 | 6.250% | $6,728 | #109 |
| Texas | 38 | 6.625% | $4,152 | — |
| Georgia | 4 | 6.625% | $7,946 | — |
| Tennessee | 3 | 6.250% | $3,928 | — |
| Arkansas | 2 | 6.312% | $4,015 | — |
| Colorado | 2 | 6.438% | $3,106 | — |
| Iowa | 1 | 6.375% | $4,129 | — |
| Indiana | 1 | 7.125% | $6,642 | — |
| Montana | 1 | 7.000% | $3,207 | — |
| North Carolina | 1 | 6.500% | $6,578 | — |
| Oregon | 1 | 7.000% | $4,095 | — |
| South Carolina | 1 | 6.625% | $5,234 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,492 | 6.500% | — | 23 | −$1,931 | |
| 2 | $3,953 | 6.312% | — | 52 | −$1,470 | |
| 3 | $4,082 | 6.500% | — | 19 | −$1,341 | |
| 4 | $4,101 | 6.500% | — | 90 | −$1,322 | |
| 5 | $4,220 | 6.625% | — | 17 | −$1,203 | |
| 6 | $4,590 | 6.438% | — | 74 | −$833 | |
| 7 | $4,774 | 5.875% | — | 23 | −$649 | |
| 8 | $4,889 | 6.438% | — | 34 | −$534 | |
| 9 | $4,986 | 6.625% | — | 58 | −$437 | |
| 10 | $5,803 | 6.250% | — | 17 | +$380 | |
| 11 | $5,963 | 6.125% | — | 137 | +$540 | |
| 12 | $6,244 | 6.375% | — | 45 | +$821 | |
| 13 | $6,248 | 6.250% | — | 54 | +$825 | |
| 14 | $6,621 | 6.250% | — | 31 | +$1,198 | |
| 15 | $6,761 | 6.125% | — | 24 | +$1,338 | |
| 16 | $6,767 | 6.375% | — | 27 | +$1,344 | |
| 17 | $7,095 | 6.125% | — | 67 | +$1,672 | |
| 18 | $7,108 | 6.250% | — | 33 | +$1,685 | |
| 19 | $7,500 | 6.625% | — | 15 | +$2,077 | |
| 20 | $7,714 | 6.375% | — | 15 | +$2,291 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.