Homebuyers in Monroe County County who chose Guaranty Bank And Trust Company paid $3,151 less in closing costs than the county median.
County Median Costs
$5,985
−4.4% vs Mississippi ($6,259)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,934
Purchase Originations
221
Denial Rate
26.1%
vs Mississippi avg (19.6%)
vs Mississippi Median
4.4% below
$-274
vs National Median
10.4% below
$-695
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,834 | 6.875% | $1,027 | 10 | −$1,340 | |
| 2 | $3,780 | 7.500% | $1,684 | 10 | −$394 | |
| 3 | $3,892 | 6.875% | $1,757 | 15 | −$282 |
Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.