Homebuyers in DeSoto County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $7,403 less in closing costs than the county median.
County Median Costs
$8,003
+27.9% vs Mississippi ($6,259)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,602
Purchase Originations
2,239
Denial Rate
5.9%
vs Mississippi avg (19.6%)
vs Mississippi Median
27.9% above
$1,744
vs National Median
19.8% above
$1,323
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,031 | 6.000% | $936 | 15 | −$2,502 | |
| 2 | $3,462 | 6.500% | $583 | 34 | −$2,071 | |
| 3 | $3,928 | 6.625% | $1,400 | 19 | −$1,605 | |
| 4 | $3,974 | 6.875% | $1,539 | 16 | −$1,559 | |
| 5 | $4,120 | 6.500% | $1,568 | 15 | −$1,413 | |
| 6 | $4,218 | 6.500% | $1,250 | 12 | −$1,315 | |
| 7 | $4,576 | 6.625% | $2,431 | 49 | −$957 | |
| 8 | $4,895 | 6.125% | $1,998 | 20 | −$638 | |
| 9 | $5,208 | 6.125% | $2,107 | 91 | −$325 | |
| 10 | $5,261 | 6.625% | $2,898 | 61 | −$272 | |
| 11 | $5,276 | 6.500% | $2,980 | 14 | −$257 | |
| 12 | $5,325 | 6.375% | $2,916 | 17 | −$208 | |
| 13 | $5,642 | 5.990% | $3,051 | 18 | +$109 | |
| 14 | $5,855 | 6.375% | $3,256 | 96 | +$322 | |
| 15 | $6,168 | 6.375% | $3,240 | 19 | +$635 | |
| 16 | $6,304 | 6.500% | $3,215 | 22 | +$771 | |
| 17 | $6,327 | 6.250% | $3,045 | 77 | +$794 | |
| 18 | $6,541 | 6.688% | $4,259 | 42 | +$1,008 | |
| 19 | $6,817 | 6.825% | $4,018 | 19 | +$1,284 | |
| 20 | $6,986 | 6.375% | $4,032 | 13 | +$1,453 | |
| 21 | $7,543 | 6.490% | $6,921 | 13 | +$2,010 | |
| 22 | $7,756 | 6.375% | $4,644 | 20 | +$2,223 | |
| 23 | $8,775 | 6.250% | $5,730 | 12 | +$3,242 |
Includes lenders with 10+ purchase originations in DeSoto County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.