Lowest closing cost mortgage lenders in DeSoto County County, Mississippi
In DeSoto County, Mississippi, homebuyers paid a median of $8,108 in closing costs in 2024 — above the Mississippi median of $6,153. The county saw 2,323 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, SWBC MORTGAGE CORPORATION offered the lowest median costs at $1,343, which is $4,178 less than the county median.
Homebuyers in DeSoto County County who chose SWBC MORTGAGE CORPORATION paid $6,765 less in closing costs than the county median.
County Median Costs
$8,108
+31.8% vs Mississippi ($6,153)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$3,010
Purchase Originations
2,323
vs Mississippi Median
31.8% above
$1,955
vs National Median
20.3% above
$1,367
Lender rankings in DeSoto County County
36 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,343 | 6.250% | $0 | 24 | −$4,178 | |
| 2 | $1,923 | 5.500% | $0 | 14 | −$3,598 | |
| 3 | $2,990 | 6.500% | $528 | 30 | −$2,531 | |
| 4 | $3,754 | 6.875% | $1,145 | 16 | −$1,768 | |
| 5 | $3,999 | 6.250% | $2,288 | 21 | −$1,522 | |
| 6 | $4,112 | 7.000% | $1,654 | 17 | −$1,409 | |
| 7 | $4,167 | 6.688% | $840 | 10 | −$1,354 | |
| 8 | $4,170 | 6.625% | $1,693 | 14 | −$1,351 | |
| 9 | $4,310 | 6.500% | $1,193 | 20 | −$1,212 | |
| 10 | $4,569 | 7.125% | $1,900 | 16 | −$952 | |
| 11 | $5,115 | 6.500% | $1,986 | 49 | −$406 | |
| 12 | $5,153 | 6.625% | $2,559 | 16 | −$368 | |
| 13 | $5,179 | 6.500% | $3,015 | 34 | −$342 | |
| 14 | $5,366 | 6.625% | $3,001 | 24 | −$155 | |
| 15 | $5,436 | 6.500% | $2,621 | 11 | −$85 | |
| 16 | $5,691 | 6.433% | $3,035 | 76 | +$170 | |
| 17 | $5,894 | 6.625% | $3,342 | 57 | +$373 | |
| 18 | $6,620 | 6.562% | $4,311 | 46 | +$1,099 | |
| 19 | $6,717 | 6.495% | $4,316 | 98 | +$1,196 | |
| 20 | $7,393 | 6.490% | $4,560 | 16 | +$1,872 | |
| 21 | $7,687 | 6.750% | $5,232 | 15 | +$2,166 | |
| 22 | $7,813 | 6.500% | $5,165 | 21 | +$2,292 | |
| 23 | $8,209 | 5.990% | $6,180 | 11 | +$2,688 | |
| 24 | $8,213 | 6.620% | $5,610 | 21 | +$2,692 | |
| 25 | $8,291 | 6.500% | $5,443 | 37 | +$2,770 |
Includes lenders with 10+ purchase originations in DeSoto County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.