Purchase Originations
678
Ranked #510 nationally
Median Total Costs
$4,070
−39.1% vs national ($6,680)
↓ $939 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.115% vs prior year
Median Origination
$1,095
Median Lender Credits
$94
Cost Rank (500+ vol.)
#117
among lenders with 500+ originations
Denial Rate
1.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 381 | 6.625% | $2,895 | $1,095 |
| fha | 227 | 6.250% | $7,789 | $1,095 |
| va | 57 | 6.250% | $3,334 | $1,295 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,815 | 6.500% | — | 77 | −$1,255 | |
| 2 | $2,886 | 6.750% | — | 15 | −$1,184 | |
| 3 | $3,007 | 6.375% | — | 15 | −$1,063 | |
| 4 | $3,007 | 6.558% | — | 4 | −$1,063 | |
| 5 | $3,034 | 6.375% | — | 20 | −$1,036 | |
| 6 | $3,060 | 6.750% | — | 3 | −$1,010 | |
| 7 | $3,438 | 6.375% | — | 27 | −$632 | |
| 8 | $4,430 | 6.250% | — | 53 | +$360 | |
| 9 | $4,618 | 6.375% | — | 17 | +$548 | |
| 10 | $4,783 | 6.250% | — | 34 | +$713 | |
| 11 | $4,883 | 6.750% | — | 7 | +$813 | |
| 12 | $5,084 | 6.490% | — | 15 | +$1,014 | |
| 13 | $5,273 | 6.250% | — | 256 | +$1,203 | |
| 14 | $5,289 | 6.250% | — | 5 | +$1,219 | |
| 15 | $5,785 | 5.938% | — | 6 | +$1,715 | |
| 16 | $5,929 | 6.250% | — | 14 | +$1,859 | |
| 17 | $6,316 | 6.625% | — | 7 | +$2,246 | |
| 18 | $6,999 | 6.188% | — | 8 | +$2,929 | |
| 19 | $7,272 | 6.250% | — | 23 | +$3,202 | |
| 20 | $7,534 | 6.250% | — | 9 | +$3,464 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Community Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $4,070 | $7,127 | −$3,057 (−42.9%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.