Purchase Originations
1,604
Ranked #269 nationally
Median Total Costs
$6,305
−5.6% vs national ($6,680)
↑ $59 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,113
Median Lender Credits
$200
Cost Rank (500+ vol.)
#308
among lenders with 500+ originations
Denial Rate
2.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 790 | 6.500% | $4,681 | $2,390 |
| fha | 557 | 6.250% | $8,857 | $2,398 |
| va | 158 | 6.250% | $5,108 | $697 |
| usda | 99 | 6.250% | $5,986 | $1,504 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arkansas | 745 | 6.375% | $5,072 | #8 |
| Louisiana | 327 | 6.500% | $6,163 | #23 |
| Idaho | 325 | 6.125% | $9,326 | #18 |
| Mississippi | 161 | 6.500% | $7,616 | #33 |
| Tennessee | 16 | 6.500% | $5,514 | — |
| Texas | 8 | 6.250% | $6,320 | — |
| Florida | 4 | 6.500% | $8,118 | — |
| Missouri | 3 | 6.250% | $3,466 | — |
| Utah | 3 | 6.500% | $8,792 | — |
| Colorado | 2 | 6.438% | $5,570 | — |
| Kentucky | 2 | 6.438% | $5,063 | — |
| Oklahoma | 2 | 6.562% | $5,120 | — |
| Alabama | 1 | 6.375% | $2,871 | — |
| Arizona | 1 | 6.500% | $7,927 | — |
| Kansas | 1 | 6.875% | $2,372 | — |
| Virginia | 1 | 5.875% | $7,927 | — |
| Washington | 1 | 6.625% | $7,683 | — |
| Wyoming | 1 | 6.500% | $5,915 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,207 | 6.625% | — | 40 | −$3,098 | |
| 2 | $3,319 | 6.500% | — | 29 | −$2,986 | |
| 3 | $4,202 | 6.375% | — | 43 | −$2,103 | |
| 4 | $4,308 | 6.500% | — | 165 | −$1,997 | |
| 5 | $4,810 | 6.438% | — | 24 | −$1,495 | |
| 6 | $5,218 | 6.500% | — | 123 | −$1,087 | |
| 7 | $5,268 | 6.500% | — | 12 | −$1,037 | |
| 8 | $5,277 | 6.250% | — | 146 | −$1,028 | |
| 9 | $5,923 | 6.625% | — | 16 | −$382 | |
| 10 | $6,072 | 6.500% | — | 17 | −$233 | |
| 11 | $6,167 | 6.500% | — | 242 | −$138 | |
| 12 | $6,655 | 5.875% | — | 76 | +$350 | |
| 13 | $6,706 | 5.875% | — | 18 | +$401 | |
| 14 | $6,906 | 6.375% | — | 11 | +$601 | |
| 15 | $7,756 | 6.500% | — | 123 | +$1,451 | |
| 16 | $7,998 | 6.125% | — | 33 | +$1,693 | |
| 17 | $8,135 | 6.500% | — | 19 | +$1,830 | |
| 18 | $8,398 | 6.500% | — | 12 | +$2,093 | |
| 19 | $9,987 | 6.125% | — | 214 | +$3,682 | |
| 20 | $10,089 | 6.125% | — | 43 | +$3,784 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Eagle Bank and Trust Company | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $265,000 | $335,000 | −$70,000 (−20.9%) |
| Median total closing costs | $6,305 | $7,127 | −$822 (−11.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.