Eagle Bank and Trust Company closing costs and rates (2024)
In 2024, Eagle Bank and Trust Company originated 1,554 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,246. That ranks #269 nationally by origination volume. For total closing costs among lenders with 500+ originations, Eagle Bank and Trust Company ranks #300. That is $495 below the national median of $6,741. Eagle Bank and Trust Company is most active in Arkansas with 736 originations there.
Purchase Originations
1,554
Ranked #269 nationally
Median Total Costs
$6,246
−7.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,409
Median Lender Credits
$100
Cost Rank (500+ vol.)
#300
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 783 | 6.625% | $4,895 | $2,794 |
| fha | 514 | 6.490% | $8,240 | $2,559 |
| va | 158 | 6.125% | $5,574 | $4 |
| usda | 99 | 6.375% | $5,486 | $1,554 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arkansas | 736 | 6.500% | $5,194 | #7 |
| Louisiana | 298 | 6.625% | $6,270 | #25 |
| Idaho | 295 | 6.375% | $8,166 | #18 |
| Mississippi | 173 | 6.500% | $7,869 | #31 |
| Tennessee | 28 | 6.562% | $8,341 | — |
| Texas | 5 | 6.500% | $7,945 | — |
| Alabama | 2 | 7.312% | $4,074 | — |
| Indiana | 2 | 7.000% | $10,407 | — |
| Kansas | 2 | 6.562% | $2,219 | — |
| Kentucky | 2 | 7.125% | $9,829 | — |
| Missouri | 2 | 6.625% | $3,463 | — |
| Oklahoma | 2 | 6.625% | $5,257 | — |
| Arizona | 1 | 6.750% | $7,631 | — |
| Florida | 1 | 7.000% | $14,973 | — |
| Georgia | 1 | 6.125% | $8,109 | — |
| New Mexico | 1 | 6.250% | $3,882 | — |
| Nevada | 1 | 6.125% | $10,398 | — |
| South Carolina | 1 | 6.375% | $6,095 | — |
| Virginia | 1 | 5.875% | $19,777 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,133 | 7.000% | — | 29 | −$3,113 | |
| 2 | $3,408 | 6.500% | — | 37 | −$2,838 | |
| 3 | $3,735 | 6.500% | — | 46 | −$2,511 | |
| 4 | $4,432 | 6.500% | — | 123 | −$1,814 | |
| 5 | $4,832 | 6.625% | — | 122 | −$1,414 | |
| 6 | $5,218 | 6.625% | — | 13 | −$1,028 | |
| 7 | $5,663 | 6.500% | — | 168 | −$583 | |
| 8 | $6,302 | 6.625% | — | 239 | +$56 | |
| 9 | $6,394 | 6.625% | — | 9 | +$148 | |
| 10 | $6,475 | 6.125% | — | 9 | +$229 | |
| 11 | $6,587 | 6.250% | — | 87 | +$341 | |
| 12 | $6,812 | 6.250% | — | 18 | +$566 | |
| 13 | $6,847 | 6.625% | — | 16 | +$601 | |
| 14 | $7,814 | 6.375% | — | 201 | +$1,568 | |
| 15 | $7,904 | 6.625% | — | 10 | +$1,658 | |
| 16 | $7,953 | 6.500% | — | 124 | +$1,707 | |
| 17 | $7,969 | 6.375% | — | 27 | +$1,723 | |
| 18 | $8,270 | 6.625% | — | 17 | +$2,024 | |
| 19 | $8,378 | 6.625% | — | 20 | +$2,132 | |
| 20 | $9,342 | 6.375% | — | 35 | +$3,096 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.