STOCKTON MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, STOCKTON MORTGAGE CORPORATION originated 6,583 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,510. That ranks #67 nationally by origination volume. For total closing costs among lenders with 500+ originations, STOCKTON MORTGAGE CORPORATION ranks #404. That is $769 above the national median of $6,741. STOCKTON MORTGAGE CORPORATION is most active in Kentucky with 2,190 originations there.
Purchase Originations
6,583
Ranked #67 nationally
Median Total Costs
$7,510
+11.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,004
Median Lender Credits
$122
Cost Rank (500+ vol.)
#404
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,820 | 6.625% | $5,186 | $2,572 |
| fha | 2,664 | 6.625% | $9,939 | $3,575 |
| va | 614 | 6.625% | $8,285 | $3,088 |
| usda | 485 | 6.500% | $6,493 | $2,290 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kentucky | 2,190 | 6.625% | $6,835 | #2 |
| Alabama | 728 | 6.500% | $8,544 | #14 |
| Indiana | 610 | 6.750% | $4,359 | #26 |
| Tennessee | 599 | 6.625% | $8,916 | #28 |
| Georgia | 495 | 6.625% | $9,365 | #52 |
| Florida | 473 | 6.750% | $10,846 | #93 |
| Mississippi | 433 | 6.290% | $8,806 | #13 |
| Pennsylvania | 305 | 6.625% | $7,265 | #70 |
| Ohio | 212 | 6.750% | $6,495 | #90 |
| Iowa | 115 | 6.500% | $7,072 | #52 |
| Arkansas | 92 | 6.500% | $5,542 | #66 |
| Michigan | 80 | 6.750% | $6,795 | #122 |
| West Virginia | 78 | 6.750% | $6,199 | #39 |
| South Carolina | 50 | 6.750% | $7,808 | #166 |
| Illinois | 36 | 6.750% | $9,630 | — |
| North Carolina | 34 | 6.750% | $7,368 | — |
| Louisiana | 25 | 6.750% | $6,841 | — |
| Maryland | 11 | 6.625% | $10,990 | — |
| Virginia | 8 | 6.812% | $7,563 | — |
| Texas | 7 | 6.625% | $14,031 | — |
| California | 1 | 6.250% | $8,161 | — |
| Oklahoma | 1 | 7.750% | $9,131 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,310 | 6.812% | — | 56 | −$4,200 | |
| 2 | $3,383 | 6.750% | — | 125 | −$4,127 | |
| 3 | $5,555 | 6.625% | — | 129 | −$1,955 | |
| 4 | $5,571 | 6.625% | — | 175 | −$1,939 | |
| 5 | $5,675 | 6.875% | — | 61 | −$1,835 | |
| 6 | $6,343 | 6.750% | — | 59 | −$1,167 | |
| 7 | $6,379 | 6.750% | — | 239 | −$1,131 | |
| 8 | $6,833 | 6.750% | — | 107 | −$677 | |
| 9 | $7,003 | 6.500% | — | 127 | −$507 | |
| 10 | $7,661 | 6.625% | — | 64 | +$151 | |
| 11 | $7,705 | 6.250% | — | 154 | +$195 | |
| 12 | $7,997 | 6.625% | — | 123 | +$487 | |
| 13 | $8,068 | 6.500% | — | 64 | +$558 | |
| 14 | $8,141 | 6.625% | — | 201 | +$631 | |
| 15 | $8,189 | 6.625% | — | 66 | +$679 | |
| 16 | $8,661 | 6.625% | — | 79 | +$1,151 | |
| 17 | $9,091 | 6.750% | — | 64 | +$1,581 | |
| 18 | $9,277 | 6.625% | — | 96 | +$1,767 | |
| 19 | $10,696 | 6.750% | — | 95 | +$3,186 | |
| 20 | $10,702 | 6.250% | — | 60 | +$3,192 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.