Lowest closing cost mortgage lenders in Madison County County, Mississippi
In Madison County, Mississippi, homebuyers paid a median of $5,727 in closing costs in 2024 — below the Mississippi median of $6,153. The county saw 1,145 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,177, which is $2,160 less than the county median.
Homebuyers in Madison County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,550 less in closing costs than the county median.
County Median Costs
$5,727
−6.9% vs Mississippi ($6,153)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,580
Purchase Originations
1,145
vs Mississippi Median
6.9% below
$-426
vs National Median
15.0% below
$-1,014
Lender rankings in Madison County County
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,841 | 7.000% | $1,032 | 12 | −$655 | |
| 2 | $3,962 | 6.650% | $1,202 | 79 | −$534 | |
| 3 | $3,964 | 7.500% | $1,400 | 17 | −$532 | |
| 4 | $3,970 | 6.875% | $1,099 | 26 | −$526 | |
| 5 | $4,080 | 6.990% | $1,325 | 23 | −$416 | |
| 6 | $4,126 | 6.625% | $1,325 | 129 | −$370 | |
| 7 | $4,172 | 6.625% | $1,737 | 12 | −$324 | |
| 8 | $4,342 | 6.625% | $1,370 | 74 | −$154 | |
| 9 | $4,594 | 6.875% | $1,551 | 26 | +$98 | |
| 10 | $4,761 | 7.000% | $1,865 | 24 | +$265 | |
| 11 | $5,003 | 6.625% | $2,478 | 31 | +$507 | |
| 12 | $5,094 | 6.999% | $2,110 | 49 | +$598 | |
| 13 | $5,446 | 6.875% | $3,135 | 14 | +$950 | |
| 14 | $6,728 | 7.062% | $4,276 | 16 | +$2,232 | |
| 15 | $8,968 | 6.625% | $4,683 | 18 | +$4,472 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.