Homebuyers in Madison County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,004 less in closing costs than the county median.
County Median Costs
$5,860
−6.4% vs Mississippi ($6,259)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,460
Purchase Originations
1,221
Denial Rate
7.3%
vs Mississippi avg (19.6%)
vs Mississippi Median
6.4% below
$-399
vs National Median
12.3% below
$-820
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,112 | 5.990% | $732 | 23 | −$1,576 | |
| 2 | $4,012 | 6.938% | $1,485 | 10 | −$676 | |
| 3 | $4,121 | 6.990% | $1,325 | 20 | −$567 | |
| 4 | $4,176 | 6.580% | $1,075 | 13 | −$512 | |
| 5 | $4,212 | 6.688% | $990 | 14 | −$476 | |
| 6 | $4,325 | 6.500% | $1,250 | 96 | −$363 | |
| 7 | $4,350 | 6.500% | $1,290 | 87 | −$338 | |
| 8 | $4,432 | 6.625% | $1,370 | 23 | −$256 | |
| 9 | $4,519 | 6.188% | $1,250 | 18 | −$169 | |
| 10 | $4,688 | 6.875% | $1,632 | 19 | +$0 | |
| 11 | $4,688 | 6.999% | $1,545 | 59 | +$0 | |
| 12 | $4,879 | 6.875% | $1,890 | 29 | +$191 | |
| 13 | $5,018 | 6.625% | $2,160 | 11 | +$330 | |
| 14 | $5,053 | 6.375% | $1,545 | 68 | +$365 | |
| 15 | $5,158 | 6.750% | $1,661 | 36 | +$470 | |
| 16 | $5,880 | 6.500% | $3,010 | 25 | +$1,192 | |
| 17 | $6,185 | 6.840% | $2,889 | 19 | +$1,497 | |
| 18 | $6,649 | 6.625% | $3,590 | 17 | +$1,961 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.