Fidelity Bank & Trust closing costs and rates (2024)
In 2024, Fidelity Bank & Trust originated 173 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $1,936. That is $4,805 below the national median of $6,741. Fidelity Bank & Trust is most active in Iowa with 163 originations there.
Purchase Originations
173
Median Total Costs
$1,936
−71.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$700
Median Lender Credits
$25
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 173 | 6.500% | $1,936 | $700 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,354 | 8.312% | — | 2 | −$582 | |
| 2 | $1,535 | 6.500% | — | 3 | −$401 | |
| 3 | $1,600 | 6.585% | — | 14 | −$336 | |
| 4 | $1,624 | 6.200% | — | 2 | −$312 | |
| 5 | $1,625 | 6.670% | — | 5 | −$311 | |
| 6 | $1,636 | 6.710% | — | 7 | −$300 | |
| 7 | $1,766 | 6.658% | — | 10 | −$170 | |
| 8 | $1,808 | 6.520% | — | 4 | −$128 | |
| 9 | $1,895 | 6.500% | — | 13 | −$41 | |
| 10 | $1,920 | 6.625% | — | 7 | −$16 | |
| 11 | $1,961 | 6.465% | — | 6 | +$25 | |
| 12 | $1,968 | 6.500% | — | 49 | +$32 | |
| 13 | $1,993 | 6.742% | — | 6 | +$57 | |
| 14 | $2,043 | 6.750% | — | 4 | +$107 | |
| 15 | $2,062 | 7.000% | — | 5 | +$126 | |
| 16 | $2,087 | 6.380% | — | 11 | +$151 | |
| 17 | $2,176 | 6.465% | — | 6 | +$240 | |
| 18 | $2,184 | 6.500% | — | 5 | +$248 | |
| 19 | $2,269 | 6.660% | — | 2 | +$333 | |
| 20 | $2,413 | 6.500% | — | 3 | +$477 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.