Purchase Originations
1,328
Ranked #306 nationally
Median Total Costs
$8,210
+22.9% vs national ($6,680)
↑ $493 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$2,641
Median Lender Credits
$124
Cost Rank (500+ vol.)
#455
among lenders with 500+ originations
Denial Rate
3.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 632 | 6.500% | $9,690 | $2,987 |
| conventional | 420 | 6.750% | $4,813 | $2,267 |
| usda | 157 | 6.375% | $7,803 | $2,943 |
| va | 119 | 6.500% | $7,820 | $1,751 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Mississippi | 400 | 6.490% | $8,858 | #13 |
| Texas | 300 | 6.624% | $9,713 | #157 |
| Kansas | 248 | 6.625% | $4,494 | #29 |
| Oklahoma | 183 | 6.375% | $8,785 | #47 |
| Missouri | 87 | 6.875% | $6,534 | #105 |
| Indiana | 50 | 6.990% | $6,125 | #172 |
| Arkansas | 17 | 7.125% | $7,133 | — |
| Florida | 10 | 6.500% | $10,919 | — |
| Georgia | 6 | 6.812% | $7,100 | — |
| Washington | 6 | 7.000% | $11,773 | — |
| North Carolina | 4 | 6.188% | $8,382 | — |
| Pennsylvania | 3 | 6.990% | $9,519 | — |
| Virginia | 3 | 6.625% | $4,480 | — |
| Alabama | 2 | 6.433% | $5,267 | — |
| Louisiana | 2 | 6.688% | $8,284 | — |
| Nebraska | 2 | 6.870% | $8,892 | — |
| Colorado | 1 | 6.875% | $3,496 | — |
| Connecticut | 1 | 6.750% | $12,806 | — |
| New Mexico | 1 | 6.875% | $11,135 | — |
| South Dakota | 1 | 5.875% | $2,980 | — |
| Tennessee | 1 | 7.000% | $7,731 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,970 | 6.500% | — | 13 | −$4,240 | |
| 2 | $4,095 | 6.625% | — | 110 | −$4,115 | |
| 3 | $4,098 | 6.625% | — | 20 | −$4,112 | |
| 4 | $5,947 | 6.625% | — | 29 | −$2,263 | |
| 5 | $6,407 | 6.625% | — | 13 | −$1,803 | |
| 6 | $6,607 | 6.990% | — | 37 | −$1,603 | |
| 7 | $6,653 | 6.875% | — | 38 | −$1,557 | |
| 8 | $7,032 | 6.625% | — | 30 | −$1,178 | |
| 9 | $8,251 | 6.625% | — | 17 | +$41 | |
| 10 | $8,499 | 6.625% | — | 30 | +$289 | |
| 11 | $8,735 | 7.188% | — | 14 | +$525 | |
| 12 | $8,824 | 6.625% | — | 51 | +$614 | |
| 13 | $8,859 | 5.990% | — | 27 | +$649 | |
| 14 | $8,862 | 6.625% | — | 34 | +$652 | |
| 15 | $8,974 | 6.220% | — | 108 | +$764 | |
| 16 | $9,139 | 6.465% | — | 124 | +$929 | |
| 17 | $9,609 | 6.350% | — | 15 | +$1,399 | |
| 18 | $9,917 | 5.990% | — | 16 | +$1,707 | |
| 19 | $10,114 | 6.500% | — | 70 | +$1,904 | |
| 20 | $11,072 | 6.500% | — | 86 | +$2,862 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | American Mortgage Bank, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $215,000 | $335,000 | −$120,000 (−35.8%) |
| Median total closing costs | $8,210 | $7,127 | +$1,083 (+15.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.