Homebuyers in Rankin County County who chose BankPlus paid $4,076 less in closing costs than the county median.
County Median Costs
$6,732
+7.6% vs Mississippi ($6,259)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,416
Purchase Originations
1,770
Denial Rate
10.9%
vs Mississippi avg (19.6%)
vs Mississippi Median
7.6% above
$473
vs National Median
0.8% above
$52
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,656 | 6.375% | $377 | 40 | −$1,713 | |
| 2 | $3,620 | 6.780% | $1,075 | 13 | −$749 | |
| 3 | $3,630 | 6.990% | $945 | 15 | −$739 | |
| 4 | $3,693 | 6.625% | $849 | 13 | −$676 | |
| 5 | $3,972 | 6.990% | $1,325 | 18 | −$397 | |
| 6 | $4,002 | 6.625% | $1,250 | 10 | −$367 | |
| 7 | $4,068 | 6.625% | $1,400 | 64 | −$301 | |
| 8 | $4,186 | 6.875% | $1,200 | 11 | −$184 | |
| 9 | $4,211 | 6.500% | $1,325 | 123 | −$158 | |
| 10 | $4,552 | 6.490% | $1,755 | 33 | +$184 | |
| 11 | $4,580 | 6.562% | $1,890 | 28 | +$211 | |
| 12 | $4,696 | 6.625% | $1,599 | 42 | +$327 | |
| 13 | $4,709 | 6.625% | $2,570 | 16 | +$340 | |
| 14 | $4,856 | 6.625% | $1,370 | 81 | +$487 | |
| 15 | $4,965 | 6.625% | $2,872 | 28 | +$596 | |
| 16 | $5,061 | 6.562% | $2,145 | 16 | +$692 | |
| 17 | $6,116 | 7.000% | $3,332 | 11 | +$1,747 | |
| 18 | $6,291 | 6.500% | $4,248 | 33 | +$1,922 | |
| 19 | $7,123 | 10.345% | $4,455 | 10 | +$2,754 |
Includes lenders with 10+ purchase originations in Rankin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.