Lowest closing cost mortgage lenders in Rankin County County, Mississippi
In Rankin County, Mississippi, homebuyers paid a median of $6,598 in closing costs in 2024 — above the Mississippi median of $6,153. The county saw 1,647 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $1,045, which is $3,262 less than the county median.
Homebuyers in Rankin County County who chose JPMorgan Chase Bank, National Association paid $5,553 less in closing costs than the county median.
County Median Costs
$6,598
+7.2% vs Mississippi ($6,153)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,521
Purchase Originations
1,647
vs Mississippi Median
7.2% above
$445
vs National Median
2.1% below
$-143
Lender rankings in Rankin County County
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,045 | 6.375% | $0 | 13 | −$3,262 | |
| 2 | $3,387 | 6.625% | $1,051 | 11 | −$920 | |
| 3 | $3,444 | 6.625% | $995 | 35 | −$863 | |
| 4 | $3,648 | 6.625% | $1,065 | 16 | −$659 | |
| 5 | $3,679 | 6.875% | $1,195 | 19 | −$628 | |
| 6 | $3,750 | 6.750% | $1,099 | 18 | −$558 | |
| 7 | $4,020 | 6.990% | $1,325 | 19 | −$287 | |
| 8 | $4,080 | 6.625% | $1,325 | 120 | −$227 | |
| 9 | $4,097 | 7.000% | $1,400 | 72 | −$210 | |
| 10 | $4,171 | 6.875% | $1,445 | 25 | −$136 | |
| 11 | $4,342 | 6.999% | $1,491 | 35 | +$35 | |
| 12 | $4,354 | 6.562% | $1,590 | 78 | +$47 | |
| 13 | $4,681 | 6.625% | $2,156 | 14 | +$374 | |
| 14 | $4,774 | 6.990% | $1,624 | 10 | +$466 | |
| 15 | $5,402 | 6.875% | $3,169 | 13 | +$1,095 | |
| 16 | $5,672 | 6.625% | $3,441 | 29 | +$1,365 | |
| 17 | $5,809 | 6.875% | $3,584 | 15 | +$1,502 | |
| 18 | $6,058 | 6.625% | $3,317 | 26 | +$1,752 | |
| 19 | $6,602 | 9.960% | $3,914 | 15 | +$2,295 | |
| 20 | $6,835 | 6.500% | $4,614 | 47 | +$2,528 |
Includes lenders with 10+ purchase originations in Rankin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.