Lowest closing cost mortgage lenders in Lamar County County, Mississippi
In Lamar County, Mississippi, homebuyers paid a median of $6,352 in closing costs in 2024 — above the Mississippi median of $6,153. The county saw 558 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, The Citizens National Bank of Meridian offered the lowest median costs at $3,232, which is $1,580 less than the county median.
Homebuyers in Lamar County County who chose The Citizens National Bank of Meridian paid $3,120 less in closing costs than the county median.
County Median Costs
$6,352
+3.2% vs Mississippi ($6,153)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,828
Purchase Originations
558
vs Mississippi Median
3.2% above
$199
vs National Median
5.8% below
$-389
Lender rankings in Lamar County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,232 | 6.637% | $1,075 | 10 | −$1,580 | |
| 2 | $3,836 | 6.500% | $1,610 | 12 | −$976 | |
| 3 | $4,084 | 7.800% | $1,614 | 13 | −$728 | |
| 4 | $4,240 | 6.750% | $1,989 | 21 | −$572 | |
| 5 | $4,674 | 6.625% | $1,990 | 40 | −$138 | |
| 6 | $6,068 | 6.990% | $4,081 | 10 | +$1,256 |
Includes lenders with 10+ purchase originations in Lamar County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.